Homechoice Loans Ltd

Reference number: 698316

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When homechoicefinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01226 731604 is
  • Who else gives the postcode S71 1JA
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Credit Broking
  • Debt-collecting
  • Entering into a regulated home credit loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06350788
Company status
Active
Company type
Private limited company
Incorporated
22 August 2007 (19 years old)
Registered office
39-43 Bridge Street, Swinton, Mexborough, South Yorkshire, S64 8AP
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Beverley Farnsworth Director Oct 1958 28 Aug 2007 3 other companies
Colin Farnsworth Director Jun 1950 28 Aug 2007 5 other companies
Wesley Wollerton Director Dec 1981 6 Apr 2010 1 other company
Lisa Booth Director Mar 1983 6 Apr 2010 None
David Farnsworth Director Oct 1989 22 Feb 2023 None
Beverley Farnsworth Secretary Not published 28 Aug 2007 3 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
run together
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£348k

+6.9% from £325k

Cash at bank

£38.5k

−1.8% from £39.2k

Owed within a year

£333k

−6% from £354k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06350788. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Homechoice Loans’s history from the FCA register and Companies House, newest first.

Key events (9) All events (18)

2026

21 August 2026

  • B & C Holding Company Limited took control (75–100% of shares)

Companies House

2023

22 February 2023

  • David Farnsworth gained significant control

Companies House

2016

6 April 2016

  • Beverley Farnsworth gained significant control
  • Colin Farnsworth gained significant control
  • Lisa Booth gained significant control
  • Wesley Wollerton gained significant control

Companies House

30 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

22 August 2007

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms like Homechoice Loans

Other firms of the same type (lender), nearest first.

In Barnsley

Judith DodsonBarnsleyAuthorisedR F WALKER & CoBarnsleyAuthorisedBurgin B LimitedBarnsleyAuthorisedFransson Y LimitedBarnsleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Homechoice Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Homechoice Loans Ltd FCA authorised?
Yes, Homechoice Loans Ltd (FRN 698316) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Homechoice Loans’ phone number and website?
The FCA register lists the phone number 01226 731604 and the website homechoicefinance.co.uk for Homechoice Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Homechoice Loans a scam or clone?
Homechoice Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Homechoice Loans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Homechoice Loans handles your money, so check the specific product before you commit. You can also refer complaints about Homechoice Loans to the Financial Ombudsman Service, free of charge.
Who owns Homechoice Loans?
Homechoice Loans is owned by B & C Holding Company Limited, which holds 75–100% of shares and 75–100% of votes, since 21 August 2026.
Who runs Homechoice Loans?
Companies House lists 5 directors of Homechoice Loans: Beverley Farnsworth, Colin Farnsworth, Wesley Wollerton, Lisa Booth and David Farnsworth.
How long has Homechoice Loans been in business?
The company was formed on 22 August 2007, and has held its current FCA authorisation since March 2016.
What do Homechoice Loans’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £348k (+6.9% from £325k) and cash at bank of £38.5k (−1.8% from £39.2k).

Sources and links

The full report on Homechoice Loans Ltd

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