Homemaker Mortgages Limited

Reference number: 424894

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Homemaker Mortgages Limited (FRN 424894) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Homemaker Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Homemaker Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When homemaker-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01977 647448 is
  • Who else gives the postcode WF9 4PU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Homemaker Mortgages Former name
  • Simon Barratt Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11931720
Company status
Active
Company type
Private limited company
Incorporated
8 April 2019 (7 years old)
Registered office
18a Cornmarket, Pontefract, WF8 1BJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Barratt Director Sep 1967 8 Apr 2019 1 other company
Grace Barratt Director Mar 1992 5 Aug 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£120k

+12% from £107k

Employees (average)

3

Same as 3

Owed within a year

£49.7k

+30% from £38.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11931720. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Homemaker Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2020

13 July 2020

  • Changed its registered name from "Simon Barratt"

FCA register

2019

8 April 2019

  • Incorporated at Companies House
  • Simon Barratt took control (75–100% of shares)

Companies House

2015

27 April 2015

  • Changed its registered name from "Homemaker Mortgages"

FCA register

2005

27 January 2005

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Homemaker Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Pontefract

Belle Maison Mortgage Solutions LtdPontefractAppointed representativeCarlile Financial LtdPontefractAppointed representativeJames GascoignePontefractAppointed representativeJenroe Financial Solutions LtdPontefractAppointed representativeJoanna JonesPontefractAppointed representativeMortgage Solutions (Barnsley) LimitedPontefractAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Homemaker Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Homemaker Mortgages Limited FCA authorised?
Homemaker Mortgages Limited (FRN 424894) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Homemaker Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Homemaker Mortgages Limited (FRN 424894) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Homemaker Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Homemaker Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Homemaker Mortgages’ phone number and website?
The FCA register lists the phone number 01977 647448 and the website homemaker-mortgages.co.uk for Homemaker Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Homemaker Mortgages a scam or clone?
Homemaker Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Homemaker Mortgages?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Homemaker Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Homemaker Mortgages?
Companies House lists one person with significant control of Homemaker Mortgages: Mr Simon Barratt (75–100% of shares).
Who runs Homemaker Mortgages?
Companies House lists 2 directors of Homemaker Mortgages: Simon Barratt and Grace Barratt.
How long has Homemaker Mortgages been in business?
The company was formed on 8 April 2019.
What do Homemaker Mortgages’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £120k (+12% from £107k).
Does Homemaker Mortgages use any other names?
It has previously used 2 other names: Homemaker Mortgages and Simon Barratt.

Sources and links

The full report on Homemaker Mortgages Limited

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