Homestyle Nationwide Limited

Reference number: 726190

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When homestyle247.com first appeared online, and whether it can receive email
  • What kind of line 020 8102 8766 is
  • Who else gives the postcode BN27 4RA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Homestyle247.com Trading name
  • Homestyle4u.co.uk Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02880109
Company status
Active
Company type
Private limited company
Incorporated
13 December 1993 (32 years old)
Registered office
163 Herne Hill, London, SE24 9LR, England
Nature of business
  • Agents involved in the sale of a variety of goods (SIC 46190)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Carvell Director May 1956 13 Dec 1993 2 other companies
Michael Lowe Director Feb 1957 13 Dec 1993 2 other companies
Michelle Carvell Secretary Not published 13 Dec 1993 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£217k

+76% from £123k

Cash at bank

£1,403

Up £759 from £644

Employees (average)

5

−17% from 6

Owed within a year

£360k

−26% from £487k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02880109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Homestyle Nationwide’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2016

21 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Michael Lowe became the majority owner (50–75% of shares)
  • Michelle Carvell became a part-owner (25–50% of shares)

Companies House

1993

13 December 1993

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Homestyle Nationwide

Other firms of the same type (lender), nearest first.

In the Brighton (BN) postcode area

Salad Finance LimitedBrightonAuthorisedAnchor Insurance Services Ltd.WorthingAuthorisedBrighton & Hove Energy Services Co-operative LtdBrightonAuthorisedG.a. Pawnbrokers LimitedBrightonAuthorisedScott John HawkinsPeacehavenAuthorisedSynergy Invest LimitedPortsladeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Homestyle Nationwide

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Homestyle Nationwide Limited FCA authorised?
Yes, Homestyle Nationwide Limited (FRN 726190) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Homestyle Nationwide’s phone number and website?
The FCA register lists the phone number 020 8102 8766 and the website homestyle247.com for Homestyle Nationwide. If you were given different contact details, use these to check with the firm before going any further.
Is Homestyle Nationwide a scam or clone?
Homestyle Nationwide is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Homestyle Nationwide?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Homestyle Nationwide handles your money, so check the specific product before you commit. You can also refer complaints about Homestyle Nationwide to the Financial Ombudsman Service, free of charge.
Who owns Homestyle Nationwide?
Companies House lists 2 people with significant control of Homestyle Nationwide: Mr Michael Lowe (50–75% of shares) and Ms Michelle Carvell (25–50% of shares).
Who runs Homestyle Nationwide?
Companies House lists 2 directors of Homestyle Nationwide: Michelle Carvell and Michael Lowe.
How long has Homestyle Nationwide been in business?
The company was formed on 13 December 1993, and has held its current FCA authorisation since April 2016.
What do Homestyle Nationwide’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £217k (+76% from £123k) and cash at bank of £1,403 (up £759 from £644).
Does Homestyle Nationwide use any other names?
It trades as Homestyle247.com and Homestyle4u.co.uk.

Sources and links

The full report on Homestyle Nationwide Limited

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