Hoot Credit Union Limited

Reference number: 400120

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wisewithmoney.org.uk first appeared online, and whether it can receive email
  • What kind of line 01204 365024 is
  • Who else gives the postcode BL1 1RZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Hoot Savings and Loans Trading name
  • Quids in Bolton Credit Union Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Hoot Credit Union’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2013

4 July 2013

  • Changed its registered name from "Quids in Bolton Credit Union Limited"

FCA register

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2005

20 January 2005

  • Regulated by the Financial Services Authority from this date
  • Applied to cancel its FCA authorisation

FCA register

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
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Firms like Hoot Credit Union

Other firms of the same type (bank or building society), nearest first.

In the Bolton (BL) postcode area

The Rechabite Friendly Society LimitedBuryAuthorised

Elsewhere in the UK

Wells Fargo Bank, National AssociationLondonAuthorisedCredit Suisse (UK) LimitedLondonAuthorisedUBS AGLondonAuthorisedDB UK Bank LimitedLondonAuthorisedDeutsche Bank AGLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hoot Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is Hoot Credit Union Limited FCA authorised?
Hoot Credit Union Limited (FRN 400120) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Hoot Credit Union’s phone number and website?
The FCA register lists the phone number 01204 365024 and the website wisewithmoney.org.uk for Hoot Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is Hoot Credit Union a scam or clone?
Hoot Credit Union is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hoot Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hoot Credit Union to the Financial Ombudsman Service, free of charge.
Does Hoot Credit Union use any other names?
It trades as Hoot Savings and Loans. It has previously used the name Quids in Bolton Credit Union Limited.

Sources and links

The full report on Hoot Credit Union Limited

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