Horizon Financial Solutions

Reference number: 216150

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Horizon Financial Solutions (FRN 216150) is an AR of Openwork Limited (FRN 408285). When you use Horizon Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Horizon Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01226 746584

  • Address

    Ellen Cliffe Lodge, Wortley Road, Deepcar, Sheffield, South Yorkshire, S36 2TB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01226 746584 is
  • Who else gives the postcode S36 2TB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Robert Alan Pearson Former name
  • Robert Pearson Former name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 3745 4489
Fake email addresses (1)
  • hmadvisors1@gmail.com
Fake websites (1)
  • horizonmanagementadvisors.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Key dates in its history

Horizon Financial Solutions’s history from the FCA register and Companies House, newest first.

2017

3 July 2017

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2012

3 May 2012

  • Changed its registered name from "Robert Alan Pearson"
  • Stopped trading as "Horizon Financial Solutions"

FCA register

1 May 2012

  • Changed its registered name from "Robert Pearson"

FCA register

2011

15 June 2011

  • Began trading as "Horizon Financial Solutions"

FCA register

2002

15 July 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Horizon Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Sheffield

7 Hills Mortgages LimitedSheffieldAppointed representativeA2 Advice LtdSheffieldAppointed representativeAllen, West and Foster Financial Services LtdSheffieldAppointed representativeAndrew LangdaleSheffieldAppointed representativeBeck Financial Planning LtdSheffieldAppointed representativeBig Picture Financial Planning LTDSheffieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Horizon Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Horizon Financial Solutions FCA authorised?
Horizon Financial Solutions (FRN 216150) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Horizon Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Horizon Financial Solutions (FRN 216150) is an AR of Openwork Limited (FRN 408285). When you use Horizon Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Horizon Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Horizon Financial Solutions’ phone number?
The FCA register lists the phone number 01226 746584 for Horizon Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Horizon Financial Solutions a scam or clone?
Scammers have impersonated Horizon Financial Solutions: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Horizon Financial Solutions, shown on this page.
Is my money safe with Horizon Financial Solutions?
Protection works through Openwork Limited, the principal firm responsible for Horizon Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Horizon Financial Solutions use any other names?
It has previously used 2 other names: Robert Alan Pearson and Robert Pearson.

Sources and links

The full report on Horizon Financial Solutions

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