Howard Belt Wealth Management Limited

Reference number: 1036775

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Howard Belt Wealth Management Limited (FRN 1036775) is an AR of ValidPath Limited (FRN 197107). When you use Howard Belt Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Howard Belt Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07766 814119

  • Address

    Tudor Lodge, Moortown Road, Nettleton, Market Rasen, Lincolnshire, LN7 6HX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07766 814119 is
  • Who else gives the postcode LN7 6HX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16257584
Company status
Active
Company type
Private limited company
Incorporated
17 February 2025 (1 year old)
Registered office
Tudor Lodge Moortown Road, Nettleton, Market Rasen, Lincolnshire, LN7 6HX, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Howard Benjamin Belt Director Apr 1980 29 May 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Key dates in its history

Howard Belt Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (10) All events (15)

2025

25 June 2025

  • Became an appointed representative

FCA register

28 May 2025

  • Anthony Mark Dann gave up control
  • Cerri Anne Belt became a part-owner (25–50% of shares)
  • Howard Benjamin Belt became the majority owner (50–75% of shares)

Companies House

10 April 2025

  • Anthony Mark Dann took control (75–100% of shares)
  • Cerri Anne Belt stopped being a part-owner
  • Howard Benjamin Belt stopped being the majority owner

Companies House

17 February 2025

  • Incorporated at Companies House
  • Cerri Anne Belt became a part-owner (25–50% of shares)
  • Howard Benjamin Belt became the majority owner (50–75% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms like Howard Belt Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Market Rasen

Aerarium Financial Solutions LtdMarket RasenAppointed representative

In the Lincoln (LN) postcode area

Almond Financial LtdSaxilbyAppointed representativeCarr Financial LtdLincolnAppointed representativeChris CutlerLincolnAppointed representativeConcise Financial Solutions LimitedBurton WatersAppointed representativeEmma Storey Independent Financial Planning LtdLincolnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Howard Belt Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history

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Frequently asked questions about this firm

Is Howard Belt Wealth Management Limited FCA authorised?
Howard Belt Wealth Management Limited (FRN 1036775) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Howard Belt Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Howard Belt Wealth Management Limited (FRN 1036775) is an AR of ValidPath Limited (FRN 197107). When you use Howard Belt Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Howard Belt Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Howard Belt Wealth Management’s phone number?
The FCA register lists the phone number 07766 814119 for Howard Belt Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Howard Belt Wealth Management a scam or clone?
Howard Belt Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Howard Belt Wealth Management?
Protection works through ValidPath Limited, the principal firm responsible for Howard Belt Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Howard Belt Wealth Management?
Companies House lists 2 people with significant control of Howard Belt Wealth Management: Mr Howard Benjamin Belt (50–75% of shares) and Mrs Cerri Anne Belt (25–50% of shares). Before that, it was controlled by Mr Anthony Mark Dann.
Who runs Howard Belt Wealth Management?
Companies House lists one director of Howard Belt Wealth Management: Howard Benjamin Belt.
How long has Howard Belt Wealth Management been in business?
The company was formed on 17 February 2025.

Sources and links

The full report on Howard Belt Wealth Management Limited

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