Howard & Sons Exports Limited

Reference number: 1013095

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Rural Finance Limited Reference number: 630701 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Howard & Sons Exports Limited (FRN 1013095) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not Howard & Sons Exports.
  • Example: if Howard & Sons Exports refers you to a financial adviser, the advice should come from the principal firm, not from Howard & Sons Exports itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When howardandsons.co.uk first appeared online, and whether it can receive email
  • What kind of line 01380 723986 is
  • Who else gives the postcode SN10 5SQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Howard & Sons Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04230640
Company status
Active
Company type
Private limited company
Incorporated
7 June 2001 (25 years old)
Registered office
The Old Post Office, 41-43 Market Place, Chippenham, Wiltshire, SN15 3HR, England
Nature of business
  • Wholesale of agricultural machinery, equipment and supplies (SIC 46610)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Thomas Howard Director May 1971 7 Jun 2001 None
Charles Morgan Howard Director Mar 1980 7 Jun 2001 None
Colin Michael Howard Director Feb 1944 7 Jun 2001 3 other companies
Richard John Howard Director Nov 1974 7 Jun 2001 None
Gillian Alyce Howard Director Jul 1946 1 Apr 2006 None
Jason Phillip Howard Director Mar 1986 1 Mar 2007 None
Richard John Howard Secretary Not published 7 Jun 2001 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.37m

+5.5% from £1.29m

Cash at bank

£189k

+60% from £118k

Employees (average)

17

+6.3% from 16

Owed within a year

£1.08m

+23% from £878k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04230640. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Howard & Sons Exports’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2024

22 April 2024

  • Became an introducer appointed representative

FCA register

2016

1 May 2016

  • Colin Michael Howard stopped being the majority owner
  • Howard And Sons Holdings Ltd took control (75–100% of shares)

Companies House

6 April 2016

  • Colin Michael Howard became the majority owner (50–75% of shares)

Companies House

2001

7 June 2001

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms like Howard & Sons Exports

Other firms of the same type (credit broker), nearest first.

In Devizes

Andzejs KarpovsDevizesAppointed representativeReeds Construction & Engineering LtdDevizesAuthorisedT. H. White LimitedDevizesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Howard & Sons Exports

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Howard & Sons Exports Limited FCA authorised?
Howard & Sons Exports Limited (FRN 1013095) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Howard & Sons Exports?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Howard & Sons Exports Limited (FRN 1013095) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not Howard & Sons Exports. Example: if Howard & Sons Exports refers you to a financial adviser, the advice should come from the principal firm, not from Howard & Sons Exports itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Howard & Sons Exports’ phone number and website?
The FCA register lists the phone number 01380 723986 and the website howardandsons.co.uk for Howard & Sons Exports. If you were given different contact details, use these to check with the firm before going any further.
Is Howard & Sons Exports a scam or clone?
Howard & Sons Exports is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Howard & Sons Exports?
Protection works through Rural Finance Limited, the principal firm responsible for Howard & Sons Exports's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Howard & Sons Exports?
Howard & Sons Exports is owned by Howard And Sons Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 1 May 2016. Before that, it was controlled by Mr Colin Michael Howard.
Who runs Howard & Sons Exports?
Companies House lists 6 directors of Howard & Sons Exports: Robert Thomas Howard, Charles Morgan Howard, Colin Michael Howard, Richard John Howard, Gillian Alyce Howard and Jason Phillip Howard.
How long has Howard & Sons Exports been in business?
The company was formed on 7 June 2001.
What do Howard & Sons Exports’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.37m (+5.5% from £1.29m) and cash at bank of £189k (+60% from £118k).
Does Howard & Sons Exports use any other names?
It trades as Howard & Sons.

Sources and links

The full report on Howard & Sons Exports Limited

£19.99 · Instant PDF download

Loading secure checkout…