Howden Employee Benefits & Wellbeing Limited

Reference number: 312841

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When howdengroup.com first appeared online, and whether it can receive email
  • What kind of line 0345 646 2373 is
  • Whether EC3A 5AF is a shared office: 29 other firms give it
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Other names (32)

If you were contacted under any of these names, it is this firm.

  • ActiveQuote Trading name: A name it trades under now.
  • Assurity Trading name: A name it trades under now.
  • CHMS Trading name: A name it trades under now.
  • CLA Healthcare Trading name: A name it trades under now.
  • Forever Assured Services Trading name: A name it trades under now.
  • Fortify Insurance Solutions Trading name: A name it trades under now.
  • Havensrock Trading name: A name it trades under now.
  • Howden Trading name: A name it trades under now.
  • Howden Employee Benefits Trading name: A name it trades under now.
  • Howden Life & Health Trading name: A name it trades under now.
  • National Assurance Services Trading name: A name it trades under now.
  • Polplan Trading name: A name it trades under now.
  • Polplan Life Trading name: A name it trades under now.
  • Polplan Life & Health Trading name: A name it trades under now.
  • Right to Health Trading name: A name it trades under now.
  • The Health Insurance Specialists Trading name: A name it trades under now.
  • Enrich Reward Limited Former name: A name it was registered under before.
  • Gissings Advisory Services Limited Former name: A name it was registered under before.
  • Gissings Consultancy Services Limited Former name: A name it was registered under before.
  • Punter Southall Health and Protection Consulting Limited Former name: A name it was registered under before.
  • Punter Southall Health and Protection Limited Former name: A name it was registered under before.
  • AWD Healthcare Former trading name: A name it used to trade under.
  • BPIF Healthcare Former trading name: A name it used to trade under.
  • HTA Healthcare Services Former trading name: A name it used to trade under.
  • Medical Care Direct Former trading name: A name it used to trade under.
  • PHP Former trading name: A name it used to trade under.
  • PSHPC Former trading name: A name it used to trade under.
  • PSyon Former trading name: A name it used to trade under.
  • Punter Southall Health & Protection Former trading name: A name it used to trade under.
  • Punter Southall Health & Protection Consulting Former trading name: A name it used to trade under.
  • RMI Healthcare Former trading name: A name it used to trade under.
  • The Private Health Partnership Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 April 1988 (38 years old)
Registered office
One Creechurch Place, London, EC3A 5AF, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Glenn Thomas Director Jan 1964 1 Feb 2019 19 other companies
Cheryl Anne Brennan Director Mar 1976 13 Nov 2020 5 other companies
Peter James Murphy Director Apr 1971 25 Nov 2020 5 other companies
John David King Director Apr 1965 30 Nov 2022 11 other companies
David James Rosewall Edmands Director Nov 1968 13 Jun 2023 62 other companies
Michael Dalby Director May 1972 1 Oct 2024 15 other companies
Andrew John Vaughan Director Nov 1963 23 Aug 2025 3 other companies
Robert James Byett Director Jan 1974 28 Nov 2025 None
Andrew John Samuel Director Sep 1974 11 Sep 2026 2 other companies
Graeme Robert Manning Secretary Not published 5 Apr 2023 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
98
closed down
69
went insolvent
1

In the full report: all 98 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 12 on the FCA register
  • The 15 companies these 9 directors run together
  • All 38 people who have ever been directors, with their dates
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Key dates in its history

Howden Employee Benefits & Wellbeing’s history from the FCA register and Companies House, newest first.

2023

11 August 2023

  • Howden Employee Benefits & Wellbeing Holdings Limited gave up control
  • Howden Uk&I Holdings Limited took control (75–100% of shares)

Companies House

2019

15 August 2019

  • Changed its registered name from "Punter Southall Health and Protection Limited"

FCA register

2016

6 April 2016

  • Howden Employee Benefits & Wellbeing Holdings Limited took control (75–100% of shares)

Companies House

2015

8 July 2015

  • Changed its registered name from "Punter Southall Health and Protection Consulting Limited"

FCA register

2014

13 January 2014

  • Changed its registered name from "Enrich Reward Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

25 January 2005

  • Changed its registered name from "Gissings Consultancy Services Limited"

FCA register

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

11 January 2005

  • Changed its registered name from "Gissings Advisory Services Limited"

FCA register

1988

26 April 1988

  • Incorporated at Companies House

Companies House

In the full report: all 122 events

  • All 122 events in its history (12 shown here)
  • Every director appointment and resignation: 66
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Firms connected to Howden Employee Benefits & Wellbeing

Other FCA-listed firms that share a director, phone number or address with Howden Employee Benefits & Wellbeing. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its postcode
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Howden Employee Benefits & Wellbeing

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Howden Employee Benefits & Wellbeing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 98 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 122 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Howden Employee Benefits & Wellbeing Limited FCA authorised?
Yes, Howden Employee Benefits & Wellbeing Limited (FRN 312841) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Howden Employee Benefits & Wellbeing’s phone number and website?
The FCA register lists the phone number 0345 646 2373 and the website howdengroup.com/uk-en/cover/employee-benefits-and-wellbeing-consulting for Howden Employee Benefits & Wellbeing. If you were given different contact details, use these to check with the firm before going any further.
Is Howden Employee Benefits & Wellbeing a scam or clone?
Howden Employee Benefits & Wellbeing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Howden Employee Benefits & Wellbeing?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Howden Employee Benefits & Wellbeing to the Financial Ombudsman Service, free of charge.
Who owns Howden Employee Benefits & Wellbeing?
Howden Employee Benefits & Wellbeing is owned by Howden Uk&I Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 August 2023. Before that, it was controlled by Howden Employee Benefits & Wellbeing Holdings Limited.
Who runs Howden Employee Benefits & Wellbeing?
Companies House lists 9 directors of Howden Employee Benefits & Wellbeing: Glenn Thomas, Cheryl Anne Brennan, Peter James Murphy, John David King, David James Rosewall Edmands, Michael Dalby and 3 more.
How long has Howden Employee Benefits & Wellbeing been in business?
The company was formed on 26 April 1988, and has held its current FCA authorisation since January 2005.
Does Howden Employee Benefits & Wellbeing use any other names?
It trades as ActiveQuote, Assurity, CHMS, CLA Healthcare and Forever Assured Services, and 11 more names. It has previously used 16 other names, including Enrich Reward Limited, Gissings Advisory Services Limited and Gissings Consultancy Services Limited.

Sources and links

The full report on Howden Employee Benefits & Wellbeing Limited

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