Howe Maxted (GI) Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2020
Accounts filed up to 30 September 2023

Responsible principal firm

JMG Insurance Brokers Limited Reference number: 116687 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Howe Maxted (GI) Limited (FRN 983192) is an AR of JMG Insurance Brokers Limited (FRN 116687). When you use Howe Maxted (GI)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Howe Maxted (GI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

howemaxted.co.uk (opens in a new tab)
Phone number

020 8309 1717
Address

17 Hatherley Road, Sidcup, DA14 4BP, United Kingdom

In the full report: 3 background checks

When howemaxted.co.uk first appeared online, and whether it can receive email
What kind of line 020 8309 1717 is
Who else gives the postcode DA14 4BP

Other names (2)

If you were contacted under any of these names, it is this firm.

Basic Boat Liability Company Trading name: A name it trades under now.
Howe Maxted (GI) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through JMG Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12897037 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 September 2020 (6 years old)
Registered office: Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kathren Wright	Director	Feb 1972	28 Jun 2024	79 other companies
Simon Townsend	Director	Jan 1970	25 Sep 2026	9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 80
closed down: 2
are FCA-registered: 36

In the full report: all 80 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 36 on the FCA register, including one no longer authorised
The 8 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 September 2023Dormant company accountsNot audited

Net assets

£1

Same as £1

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12897037. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Howe Maxted (GI)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2024

28 June 2024

Howe Maxted Group Limited gave up control
J.M. Glendinning Group Limited took control (75–100% of shares)

Companies House

10 May 2024

Changed its registered name from "Howe Maxted (GI) Ltd"

FCA register

2022

12 September 2022

Became an appointed representative

FCA register

2020

22 September 2020

Incorporated at Companies House
Howe Maxted Group Limited took control (75–100% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to Howe Maxted (GI)

Other FCA-listed firms that share a director, phone number or address with Howe Maxted (GI). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 8
share a director: 8
past link: 1

In the full report: all 8 connected firms, named

How each is linked: shared directors (8)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Howe Maxted (GI)

Other firms of the same type (insurance broker), nearest first.

In Sidcup

Anthony Charles IdeSidcupAppointed representative Clarity Mortgages LimitedSidcupAppointed representative PSR Legal LimitedSidcupAppointed representative The Institute Of Legal Finance & ManagementSidcupAppointed representative Commshare Ltd.SidcupAuthorised Gmi Insurance Services LtdSidcupAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Howe Maxted (GI)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

80 other companies its directors have run, named
3 background checks on its contact details
All 11 events in its history
8 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Howe Maxted (GI) Limited FCA authorised?

Howe Maxted (GI) Limited (FRN 983192) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Howe Maxted (GI)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Howe Maxted (GI) Limited (FRN 983192) is an AR of JMG Insurance Brokers Limited (FRN 116687). When you use Howe Maxted (GI)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Howe Maxted (GI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Howe Maxted (GI)’s phone number and website?

The FCA register lists the phone number 020 8309 1717 and the website howemaxted.co.uk for Howe Maxted (GI). If you were given different contact details, use these to check with the firm before going any further.

Is Howe Maxted (GI) a scam or clone?

Howe Maxted (GI) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Howe Maxted (GI)?

Protection works through JMG Insurance Brokers Limited, the principal firm responsible for Howe Maxted (GI)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Howe Maxted (GI)?

Howe Maxted (GI) is owned by J.M. Glendinning Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 June 2024. Before that, it was controlled by Howe Maxted Group Limited.

Who runs Howe Maxted (GI)?

Companies House lists 2 directors of Howe Maxted (GI): Kathren Wright and Simon Townsend.

How long has Howe Maxted (GI) been in business?

The company was formed on 22 September 2020.

What do Howe Maxted (GI)’s latest accounts show?

Its latest accounts, to 30 September 2023, show net assets of £1 (same as £1).

Does Howe Maxted (GI) use any other names?

It trades as Basic Boat Liability Company. It has previously used the name Howe Maxted (GI) Ltd.