Howserv Limited

Reference number: 599282

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When staysure.co.uk first appeared online, and whether it can receive email
  • What kind of line 01604 212053 is, and the other firm that gives it
  • Who else gives the postcode NN4 7YB
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Avanti Travel Insurance Trading name
  • Insureme4.com Trading name
  • Insureme4.co.uk Trading name
  • Petgevity Trading name
  • Staysure Trading name
  • Staysure.co.uk Trading name
  • Staysure Expat Trading name
  • travelinsurancemedical.co.uk Trading name
  • Avanti Insurance Limited Former name
  • Avanti Travelcare Former trading name
  • Petsure Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03882026
Company status
Active
Company type
Private limited company
Incorporated
24 November 1999 (26 years old)
Registered office
Britannia House, 3-5 Rushmills Business Park, Northampton, NN4 7YB, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Lindsey Dawn Howsam Director Oct 1972 17 Jul 2018 None
Julian Patrick Kearney Director Dec 1964 17 Jul 2018 10 other companies
Christopher David Sugden Director May 1980 30 Jun 2021 3 other companies
Simon Robert Mcculloch Director Apr 1975 25 Nov 2025 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
1
are FCA-registered
2

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 4 companies these 4 directors run together
  • All 14 people who have ever been directors, with their dates
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Key dates in its history

Howserv’s history from the FCA register and Companies House, newest first.

Key events (10) All events (46)

2019

1 September 2019

  • Lindsey Dawn Howsam gained significant control

Companies House

2017

1 December 2017

  • Changed its registered name from "Avanti Insurance Limited"

FCA register

13 November 2017

  • Avanti Group Solutions Limited gave up control

Companies House

16 August 2017

  • Board replaced: its only director left and 2 new directors took over

Companies House

2016

6 April 2016

  • Avanti Group Solutions Limited took control (75–100% of shares)
  • Ryan Howsam took control (75–100% of shares)

Companies House

2013

4 September 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

11 April 2003

  • Board replaced: both directors left and a new director took over

Companies House

1999

24 November 1999

  • Incorporated at Companies House

Companies House

In the full report: all 46 events

  • All 46 events in its history (10 shown here)
  • Every director appointment and resignation: 22
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Firms connected to Howserv

Other FCA-listed firms that share a director, phone number or address with Howserv. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
2
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Howserv

Other firms of the same type (insurance broker), nearest first.

In the Northampton (NN) postcode area

Brown & Brown Private Client LLPWellingboroughAuthorisedAcres Insurance Brokers LtdRushdenAuthorisedAlliance Financial Consultancy LimitedNorthamptonAuthorisedAssist Insurance Services LimitedNorthamptonAuthorisedAstute Insurance Solutions LimitedNorthamptonAuthorisedBerrysKetteringAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Howserv

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 46 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Howserv Limited FCA authorised?
Yes, Howserv Limited (FRN 599282) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Howserv’s phone number and website?
The FCA register lists the phone number 01604 212053 and the website staysure.co.uk for Howserv. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Howserv a scam or clone?
Howserv is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Howserv?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Howserv to the Financial Ombudsman Service, free of charge.
Who owns Howserv?
Howserv is owned by Ryan Howsam, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Avanti Group Solutions Limited.
Who runs Howserv?
Companies House lists 4 directors of Howserv: Lindsey Dawn Howsam, Julian Patrick Kearney, Christopher David Sugden and Simon Robert McCulloch.
How long has Howserv been in business?
The company was formed on 24 November 1999, and has held its current FCA authorisation since September 2013.
Does Howserv use any other names?
It trades as Avanti Travel Insurance, Insureme4.com, Insureme4.co.uk, Petgevity and Staysure, and 3 more names. It has previously used 3 other names: Avanti Insurance Limited, Avanti Travelcare and Petsure.

Sources and links

The full report on Howserv Limited

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