Hq Mortgage & Finance Limited

Reference number: 483295

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagefinancetaunton.co.uk first appeared online, and whether it can receive email
  • What kind of line 01823 286271 is
  • Who else gives the postcode TA1 1TG
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Equity Release HQ Trading name: A name it trades under now.
  • Financial Protection Group Trading name: A name it trades under now.
  • hqmf Trading name: A name it trades under now.
  • Abode Former trading name: A name it used to trade under.
  • Smart Mortgages (SW) Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 May 2008 (18 years old)
Registered office
4 King Square, Bridgwater, Somerset, TA6 3YF, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Adrian Bevan Director Aug 1980 31 Jan 2023 2 other companies
Louis Aidan Joseph Down Director Feb 1997 31 Jan 2023 None
Robert Plaistow Director Feb 1981 31 Jan 2023 None
James Smith Director Oct 1979 31 Jan 2023 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

£118k

+40% from £84.2k

Cash at bank

£150k

+124% from £66.9k

Employees (average)

9

Same as 9

Owed within a year

£139k

+19% from £117k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06585639. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hq Mortgage & Finance’s history from the FCA register and Companies House, newest first.

2025

1 October 2025

  • Changed its registered name from "HQ. MORTGAGE & FINANCE LIMITED"

FCA register

2023

31 January 2023

  • Board replaced: both directors left and 4 new directors took over
  • Hqmf Holdings Limited took control (75–100% of shares)
  • Trevor Quinn-Thomas stopped being a part-owner

Companies House

2018

31 October 2018

  • Heather Watters stopped being a part-owner

Companies House

2017

6 May 2017

  • Heather Watters became a part-owner (25–50% of shares)
  • Trevor Quinn-Thomas became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

23 June 2008

  • Became authorised by the FCA

FCA register

12 May 2008

  • Regulated by the Financial Services Authority from this date

FCA register

6 May 2008

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (11 shown here)
  • Every director appointment and resignation: 14
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Firms like Hq Mortgage & Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Taunton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hq Mortgage & Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 35 events in its history

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Frequently asked questions about this firm

Is Hq Mortgage & Finance Limited FCA authorised?
Yes, Hq Mortgage & Finance Limited (FRN 483295) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2008 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Hq Mortgage & Finance’s phone number and website?
The FCA register lists the phone number 01823 286271 and the website mortgagefinancetaunton.co.uk for Hq Mortgage & Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Hq Mortgage & Finance a scam or clone?
Hq Mortgage & Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hq Mortgage & Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hq Mortgage & Finance to the Financial Ombudsman Service, free of charge.
Who owns Hq Mortgage & Finance?
Hq Mortgage & Finance is owned by Hqmf Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 January 2023. Before that, it was controlled by Miss Heather Watters and Mr Trevor Quinn-Thomas.
Who runs Hq Mortgage & Finance?
Companies House lists 4 directors of Hq Mortgage & Finance: Mark Adrian Bevan, Louis Aidan Joseph Down, Robert Plaistow and James Smith.
How long has Hq Mortgage & Finance been in business?
The company was formed on 6 May 2008, and has held its current FCA authorisation since June 2008.
What do Hq Mortgage & Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £118k (+40% from £84.2k) and cash at bank of £150k (+124% from £66.9k).
Does Hq Mortgage & Finance use any other names?
It trades as Equity Release HQ, Financial Protection Group and hqmf. It has previously used 2 other names: Abode and Smart Mortgages (SW).

Sources and links

The full report on Hq Mortgage & Finance Limited

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