HT Money Ltd

Reference number: 990335

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HT Money Ltd (FRN 990335) is an AR of LWM10 LTD (FRN 458204). When you use HT Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HT Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When htmoney.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 200 8554 is
  • Who else gives the postcode WF4 3FL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Hundreds & Thousands Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lwm10 Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 September 2022 (4 years old)
Registered office
Lakeside House, 15 Mariner Court, Wakefield, West Yorkshire, WF4 3FL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nathan John Hibbert Director Sep 1978 1 Sep 2022 8 other companies
Matthew David Hibbert Director Dec 1981 19 Dec 2022 10 other companies
Kalie Hartley Director Oct 1986 1 Aug 2024 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
still active
13
are FCA-registered
5

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 6 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 January 2026Micro-entity accountsNot audited

Total equity

£12.8k

<1% from £12.8k

Employees (average)

3

−25% from 4

Owed within a year

£1,242

+3.5% from £1,200

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14329184. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HT Money’s history from the FCA register and Companies House, newest first.

2023

19 January 2023

  • Became an appointed representative

FCA register

2022

22 December 2022

  • Paul Martin Boston became a part-owner (25–50% of shares)

Companies House

1 September 2022

  • Incorporated at Companies House
  • Nathan Hibbert became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms connected to HT Money

Other FCA-listed firms that share a director, phone number or address with HT Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like HT Money

Other firms of the same type (financial adviser), nearest first.

In Wakefield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HT Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HT Money Ltd FCA authorised?
HT Money Ltd (FRN 990335) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HT Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HT Money Ltd (FRN 990335) is an AR of LWM10 LTD (FRN 458204). When you use HT Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HT Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HT Money’s phone number and website?
The FCA register lists the phone number 0333 200 8554 and the website htmoney.co.uk for HT Money. If you were given different contact details, use these to check with the firm before going any further.
Is HT Money a scam or clone?
HT Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HT Money?
Protection works through Lwm10 Ltd, the principal firm responsible for HT Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HT Money?
Companies House lists 2 people with significant control of HT Money: Mr Nathan Hibbert (25–50% of shares) and Mr Paul Martin Boston (25–50% of shares).
Who runs HT Money?
Companies House lists 3 directors of HT Money: Nathan John Hibbert, Matthew David Hibbert and Kalie Hartley.
How long has HT Money been in business?
The company was formed on 1 September 2022.
What do HT Money’s latest accounts show?
Its latest accounts, to 30 January 2026, show total equity of £12.8k (<1% from £12.8k).
Does HT Money use any other names?
It trades as Hundreds & Thousands.

Sources and links

The full report on HT Money Ltd

£19.99 · Instant PDF download

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