Htg Mortgages Limited

Reference number: 1017945

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

SWITCH FINANCIAL NETWORK LTD Reference number: 960278 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HTG MORTGAGES LIMITED (FRN 1017945) is an AR of SWITCH FINANCIAL NETWORK LTD (FRN 960278). When you use HTG MORTGAGES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HTG MORTGAGES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01425 203055

  • Address

    Rothman Pantall LLP, 10 St. Ann Street, Salisbury, Wiltshire, SP1 2DN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01425 203055 is
  • Who else gives the postcode SP1 2DN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HTG Mortgages Ltd. Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Switch Financial Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15829694
Company status
Active
Company type
Private limited company
Incorporated
10 July 2024 (2 years old)
Registered office
10 St. Ann Street, Salisbury, SP1 2DN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Harry Thomas Goodliffe Director Dec 1993 10 Jul 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

14 months to 31 August 2025Micro-entity accountsNot audited

Total equity

−£16.1k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£26.6k

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £16.1k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15829694. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Htg Mortgages’s history from the FCA register and Companies House, newest first.

2024

2 October 2024

  • Changed its registered name from "HTG Mortgages Ltd."

FCA register

30 September 2024

  • Became an appointed representative

FCA register

10 July 2024

  • Incorporated at Companies House
  • Harry Thomas Goodliffe took control (75–100% of shares)
  • Harry Thomas Goodliffe appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Htg Mortgages

Other FCA-listed firms that share a director, phone number or address with Htg Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Htg Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Salisbury

Finhawk Mortgages LtdSalisburyAppointed representativeHaupt & Haupt Financial Services LtdSalisburyAppointed representativeHome & Hound, Mortgage and Protection LtdSalisburyAppointed representativeJames MorrishSalisburyAppointed representativeMcFarlane & Iles Mortgage AdvisersSalisburyAppointed representativeTempletons Financial Services LtdSalisburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Htg Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Htg Mortgages Limited FCA authorised?
Htg Mortgages Limited (FRN 1017945) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Htg Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Htg Mortgages Limited (FRN 1017945) is an AR of SWITCH FINANCIAL NETWORK LTD (FRN 960278). When you use Htg Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Htg Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Htg Mortgages’ phone number?
The FCA register lists the phone number 01425 203055 for Htg Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Htg Mortgages a scam or clone?
Htg Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Htg Mortgages?
Protection works through Switch Financial Network Ltd, the principal firm responsible for Htg Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Htg Mortgages?
Companies House lists one person with significant control of Htg Mortgages: Harry Thomas Goodliffe (75–100% of shares).
Who runs Htg Mortgages?
Companies House lists one director of Htg Mortgages: Harry Thomas Goodliffe.
How long has Htg Mortgages been in business?
The company was formed on 10 July 2024.
What do Htg Mortgages’ latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of −£16.1k (no earlier figure to compare).
Does Htg Mortgages use any other names?
It has previously used the name HTG Mortgages Ltd..

Sources and links

The full report on Htg Mortgages Limited

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