HUB Financial Solutions Limited

Reference number: 455713

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hubfinancialsolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01737 233413 is
  • Who else gives the postcode RH2 7RP
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Destination Retirement Trading name
  • HUB Pension Consulting Trading name
  • Pension Buddy Trading name
  • Just Retirement Solutions Limited Former name
  • Premier Retirement Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05125701
Company status
Active
Company type
Private limited company
Incorporated
12 May 2004 (22 years old)
Registered office
Enterprise House, Bancroft Road, Reigate, Surrey, RH2 7RP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Frank Trevor Oldham Director Apr 1961 1 Apr 2026 10 other companies
Shashank Bhalla Director Mar 1986 1 Apr 2026 19 other companies
Arshil Jamal Director Sep 1967 1 Apr 2026 7 other companies
Anna Wyse Secretary Not published 1 May 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
2
are FCA-registered
7

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register, including one no longer authorised
  • The 7 companies these 3 directors run together
  • All 35 people who have ever been directors, with their dates
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Key dates in its history

HUB Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (8) All events (84)

2026

24 April 2026

  • Board replaced: all 3 directors left and 3 new directors took over

Companies House

2017

3 July 2017

  • Changed its registered name from "Just Retirement Solutions Limited"

FCA register

2016

6 April 2016

  • Just Retirement (Holdings) Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

16 November 2006

  • Became authorised by the FCA

FCA register

23 October 2006

  • Regulated by the Financial Services Authority from this date

FCA register

3 August 2006

  • Board replaced: both directors left and 3 new directors took over

Companies House

2004

12 May 2004

  • Incorporated at Companies House

Companies House

In the full report: all 84 events

  • All 84 events in its history (8 shown here)
  • Every director appointment and resignation: 68
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Firms connected to HUB Financial Solutions

Other FCA-listed firms that share a director, phone number or address with HUB Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
no longer authorised
1
share a director
6

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like HUB Financial Solutions

Other firms of the same type (pension transfer adviser), nearest first.

In the Redhill (RH) postcode area

(SMT) Money Matters LimitedCrawleyAuthorisedClive Webb Financial Services LimitedBlindley HeathAuthorisedTA & SE Hollom LtdEast GrinsteadAppointed representativeThomas LineOxtedAppointed representativeWilfredson's LimitedHaywards HeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HUB Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 84 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HUB Financial Solutions Limited FCA authorised?
Yes, HUB Financial Solutions Limited (FRN 455713) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2006 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is HUB Financial Solutions’ phone number and website?
The FCA register lists the phone number 01737 233413 and the website hubfinancialsolutions.co.uk for HUB Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is HUB Financial Solutions a scam or clone?
HUB Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HUB Financial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about HUB Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns HUB Financial Solutions?
HUB Financial Solutions is owned by Just Retirement (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs HUB Financial Solutions?
Companies House lists 3 directors of HUB Financial Solutions: Frank Trevor Oldham, Shashank Bhalla and Arshil Jamal.
How long has HUB Financial Solutions been in business?
The company was formed on 12 May 2004, and has held its current FCA authorisation since November 2006.
Does HUB Financial Solutions use any other names?
It trades as Destination Retirement, HUB Pension Consulting and Pension Buddy. It has previously used 2 other names: Just Retirement Solutions Limited and Premier Retirement Services.

Sources and links

The full report on HUB Financial Solutions Limited

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