Huggins Wealth Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 8 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 March 2025

Responsible principal firm

Sandringham Financial Partners Limited Reference number: 581304 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
HUGGINS WEALTH MANAGEMENT LIMITED (FRN 812702) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use HUGGINS WEALTH MANAGEMENT's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from HUGGINS WEALTH MANAGEMENT, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01227 870087
Address

59 Canterbury Innovation Centre, University Road, Canterbury, Kent, CT2 7FG, United Kingdom

In the full report: 2 background checks

What kind of line 01227 870087 is
Who else gives the postcode CT2 7FG

Other names (1)

If you were contacted under any of these names, it is this firm.

Huggins Wealth Management Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Sandringham Financial Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11254534 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 March 2018 (8 years old)
Registered office: Suite 1, First Floor, 3 Jubilee Way, Faversham, ME13 8GD, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Lynsey Huggins	Director	May 1977	14 Mar 2018	1 other company
Paul David Huggins	Director	Mar 1981	14 Mar 2018	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£318k

+32% from £241k

Cash at bank

£126k

+24% from £102k

Employees (average)

4

Same as 4

Owed within a year

£121k

+16% from £104k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11254534. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Huggins Wealth Management’s history from the FCA register and Companies House, newest first.

2026

20 February 2026

Changed its registered name from "Huggins Wealth Management Ltd"

FCA register

2018

1 July 2018

Became an appointed representative

FCA register

14 March 2018

Incorporated at Companies House
Lynsey Huggins became a part-owner (25–50% of shares)
Paul David Huggins became a part-owner (25–50% of shares)
Lynsey Huggins appointed as a director
Paul David Huggins appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Huggins Wealth Management

Other FCA-listed firms that share a director, phone number or address with Huggins Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like Huggins Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Canterbury

Darwin (Canterbury Fields) LimitedCanterburyAppointed representative Michele ColeCanterburyAppointed representative Add Mortgage Advice LtdCanterburyAppointed representative J J Hodge & J W GarrettCanterburyAppointed representative Association of British Dispensing Opticians (The)CanterburyAppointed representative Vetshack LimitedCanterburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Huggins Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 7 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Huggins Wealth Management Limited FCA authorised?

Huggins Wealth Management Limited (FRN 812702) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Huggins Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Huggins Wealth Management Limited (FRN 812702) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use Huggins Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Huggins Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Huggins Wealth Management’s phone number?

The FCA register lists the phone number 01227 870087 for Huggins Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Huggins Wealth Management a scam or clone?

Huggins Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Huggins Wealth Management?

Protection works through Sandringham Financial Partners Limited, the principal firm responsible for Huggins Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Huggins Wealth Management?

Companies House lists 2 people with significant control of Huggins Wealth Management: Paul David Huggins (25–50% of shares) and Mrs Lynsey Huggins (25–50% of shares).

Who runs Huggins Wealth Management?

Companies House lists 2 directors of Huggins Wealth Management: Lynsey Huggins and Paul David Huggins.

How long has Huggins Wealth Management been in business?

The company was formed on 14 March 2018.

What do Huggins Wealth Management’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £318k (+32% from £241k) and cash at bank of £126k (+24% from £102k).

Does Huggins Wealth Management use any other names?

It has previously used the name Huggins Wealth Management Ltd.