Hull & Humber Chamber Of Commerce Industry & Shipping

Reference number: 418409

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Hull & Humber Chamber Of Commerce Industry & Shipping (FRN 418409) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Hull & Humber Chamber Of Commerce Industry & Shipping.
  • Example: if Hull & Humber Chamber Of Commerce Industry & Shipping refers you to a financial adviser, the advice should come from the principal firm, not from Hull & Humber Chamber Of Commerce Industry & Shipping itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hull-humber-chamber.co.uk first appeared online, and whether it can receive email
  • What kind of line 01482 324976 is, and the other firm that gives it
  • Who else gives the postcode HU3 1YE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Hull & Humber Chamber of Commerce Trading name
  • Hull & Humber Chamber of Commerce Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CHAMBER INVESTMENTS AND ENTERPRISE (HUMBER) LTD.
Company number
02288532
Company status
Active
Company type
Private company limited by guarantee
Incorporated
22 August 1988 (38 years old)
Registered office
34-38 Beverley Road, Hull, East Yorkshire, HU3 1YE
Nature of business
  • Other education not elsewhere classified (SIC 85590)

Directors and company secretaries

Name Role Born Appointed Other companies
HULL AND HUMBER CHAMBER OF COMMERCE INDUSTRY AND SHIPPING Corporate director Not published 25 Sep 2008 None
Ian Spencer Kelly Director Dec 1964 2 Nov 2010 23 other companies
Samantha Elise Dennison Secretary Not published 24 Nov 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
6
are FCA-registered
5

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • All 30 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£146k

+56% from £93.2k

Cash at bank

£37.0k

Up £36.7k from £309

Employees (average)

0

Same as 0

Owed within a year

£261k

−2.2% from £267k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02288532. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (4) All events (49)

2023

17 October 2023

  • Changed its registered name from "Hull & Humber Chamber of Commerce Ltd"

FCA register

2008

25 September 2008

  • Board replaced: all 4 directors left and a new director took over

Companies House

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

1988

22 August 1988

  • Incorporated at Companies House

Companies House

In the full report: all 49 events

  • All 49 events in its history (4 shown here)
  • Every director appointment and resignation: 44
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In the Hull (HU) postcode area

Acklams Leisure LimitedBeverleyAppointed representativeEast Riding Finance LtdHullAppointed representativeEast Yorkshire Insurance Brokers LimitedHullAppointed representativeJohn Roe Group LimitedHullAppointed representativeJust Now Financial Services LtdHullAppointed representativeLeila Ives Mortgage and Protection Services LtdBroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 49 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hull & Humber Chamber Of Commerce Industry & Shipping FCA authorised?
Hull & Humber Chamber Of Commerce Industry & Shipping (FRN 418409) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Hull & Humber Chamber Of Commerce Industry & Shipping?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Hull & Humber Chamber Of Commerce Industry & Shipping (FRN 418409) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Hull & Humber Chamber Of Commerce Industry & Shipping. Example: if Hull & Humber Chamber Of Commerce Industry & Shipping refers you to a financial adviser, the advice should come from the principal firm, not from Hull & Humber Chamber Of Commerce Industry & Shipping itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hull & Humber Chamber Of Commerce Industry & Shipping’s phone number and website?
The FCA register lists the phone number 01482 324976 and the website hull-humber-chamber.co.uk for Hull & Humber Chamber Of Commerce Industry & Shipping. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Hull & Humber Chamber Of Commerce Industry & Shipping a scam or clone?
Hull & Humber Chamber Of Commerce Industry & Shipping is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hull & Humber Chamber Of Commerce Industry & Shipping?
Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for Hull & Humber Chamber Of Commerce Industry & Shipping's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Hull & Humber Chamber Of Commerce Industry & Shipping?
Companies House lists 2 directors of Hull & Humber Chamber Of Commerce Industry & Shipping: Hull and Humber Chamber of Commerce Industry and Shipping and Ian Spencer Kelly.
How long has Hull & Humber Chamber Of Commerce Industry & Shipping been in business?
The company was formed on 22 August 1988.
What do Hull & Humber Chamber Of Commerce Industry & Shipping’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £146k (+56% from £93.2k) and cash at bank of £37.0k (up £36.7k from £309).
Does Hull & Humber Chamber Of Commerce Industry & Shipping use any other names?
It trades as Hull & Humber Chamber of Commerce. It has previously used the name Hull & Humber Chamber of Commerce Ltd.

Sources and links

The full report on Hull & Humber Chamber Of Commerce Industry & Shipping

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