Huma Altaf

Reference number: 1006576

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Appointed representative

Huma Altaf does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Beneficial Ltd Reference number: 736655 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Huma Altaf (FRN 1006576) is an AR of Beneficial Ltd (FRN 736655). When you use Huma Altaf's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Huma Altaf, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07773 363692

  • Address

    12 Silverdale Road, Gatley, Cheadle, Stockport, SK8 4QS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07773 363692 is
  • Who else gives the postcode SK8 4QS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HA Financial Advisor Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Beneficial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Huma Altaf’s history from the FCA register and Companies House, newest first.

2024

12 January 2024

  • Began trading as "HA Financial Advisor"

FCA register

2023

28 December 2023

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Huma Altaf

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cheadle

AMG Financial Solutions LimitedCheadleAppointed representativeBelieve Specialist Finance LimitedCheadleAppointed representativeBrian SmallCheadleAppointed representativeFinish Finance LimitedCheadleAppointed representativeJigsaw Financial LtdCheadleAppointed representativeLawler and Company Financial Services LtdCheadleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Huma Altaf

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Huma Altaf FCA authorised?
Huma Altaf (FRN 1006576) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Huma Altaf?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Huma Altaf (FRN 1006576) is an AR of Beneficial Ltd (FRN 736655). When you use Huma Altaf's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Huma Altaf, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Huma Altaf’s phone number?
The FCA register lists the phone number 07773 363692 for Huma Altaf. If you were given different contact details, use these to check with the firm before going any further.
Is Huma Altaf a scam or clone?
Huma Altaf is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Huma Altaf?
Protection works through Beneficial Ltd, the principal firm responsible for Huma Altaf's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Huma Altaf use any other names?
It trades as HA Financial Advisor.

Sources and links

The full report on Huma Altaf

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