Humba Financial Ltd

Reference number: 1016284

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Humba Financial Ltd (FRN 1016284) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Humba Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Humba Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07780 455334

  • Address

    2 Earls Court, Henry Boot Way, Priory Park, Hessle, HU4 7DY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07780 455334 is
  • Who else gives the postcode HU4 7DY
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Humba Financial Advisers Trading name: A name it trades under now.
  • Humba Mortgages Trading name: A name it trades under now.
  • www.humba.co.uk Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 March 2024 (2 years old)
Registered office
2 Earls Court, Henry Boot Way, Hull, HU4 7DY, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew James Evans Director Jul 1988 5 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£5,723

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£12.6k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15541073. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Humba Financial’s history from the FCA register and Companies House, newest first.

2024

29 June 2024

  • Became an appointed representative

FCA register

3 May 2024

  • Matthew James Evans took control (75–100% of shares)
  • Mmk Professionals Limited gave up control

Companies House

5 March 2024

  • Incorporated at Companies House
  • Mmk Professionals Limited took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Humba Financial

Other FCA-listed firms that share a director, phone number or address with Humba Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Humba Financial

Other firms of the same type (financial adviser), nearest first.

In Hessle

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Humba Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Humba Financial Ltd FCA authorised?
Humba Financial Ltd (FRN 1016284) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Humba Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Humba Financial Ltd (FRN 1016284) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Humba Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Humba Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Humba Financial’s phone number?
The FCA register lists the phone number 07780 455334 for Humba Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Humba Financial a scam or clone?
Humba Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Humba Financial?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Humba Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Humba Financial?
Companies House lists one person with significant control of Humba Financial: Mr Matthew James Evans (75–100% of shares). Before that, it was controlled by Mmk Professionals Limited.
Who runs Humba Financial?
Companies House lists one director of Humba Financial: Matthew James Evans.
How long has Humba Financial been in business?
The company was formed on 5 March 2024.
What do Humba Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £5,723 (no earlier figure to compare).
Does Humba Financial use any other names?
It trades as Humba Financial Advisers, Humba Mortgages and www.humba.co.uk.

Sources and links

The full report on Humba Financial Ltd

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