Hume Associates Mortgage Services Limited

Reference number: 496215

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hume Associates Mortgage Services Limited (FRN 496215) is an AR of Sesame Limited (FRN 150427). When you use Hume Associates Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hume Associates Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01872 222005

  • Address

    The Old PostOffice, Highertown, Truro, Cornwall, TR1 3QE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01872 222005 is
  • Who else gives the postcode TR1 3QE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Hume Associates Mortgage Services Former name
  • Rider & Co Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10476232
Company status
Active
Company type
Private limited company
Incorporated
14 November 2016 (9 years old)
Registered office
The Old Post Office, Highertown, Truro, TR1 3QE, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin Jonathan Hume Director Jul 1972 14 Nov 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Hume Associates Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2017

3 January 2017

  • Changed its registered name from "Hume Associates Mortgage Services"

FCA register

2016

14 November 2016

  • Incorporated at Companies House
  • Martin Jonathan Hume took control (75–100% of shares)

Companies House

2009

10 February 2009

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Hume Associates Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Truro

Vision Money LtdTruroAppointed representativeGladstonei365 LimitedTruroAuthorisedSound Mortgages LimitedTruroAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hume Associates Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Hume Associates Mortgage Services Limited FCA authorised?
Hume Associates Mortgage Services Limited (FRN 496215) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hume Associates Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hume Associates Mortgage Services Limited (FRN 496215) is an AR of Sesame Limited (FRN 150427). When you use Hume Associates Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hume Associates Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hume Associates Mortgage Services’ phone number?
The FCA register lists the phone number 01872 222005 for Hume Associates Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Hume Associates Mortgage Services a scam or clone?
Hume Associates Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hume Associates Mortgage Services?
Protection works through Sesame Limited, the principal firm responsible for Hume Associates Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hume Associates Mortgage Services?
Companies House lists one person with significant control of Hume Associates Mortgage Services: Mr Martin Jonathan Hume (75–100% of shares).
Who runs Hume Associates Mortgage Services?
Companies House lists one director of Hume Associates Mortgage Services: Martin Jonathan Hume.
How long has Hume Associates Mortgage Services been in business?
The company was formed on 14 November 2016.
Does Hume Associates Mortgage Services use any other names?
It has previously used 2 other names: Hume Associates Mortgage Services and Rider & Co.

Sources and links

The full report on Hume Associates Mortgage Services Limited

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