HYFi Private Wealth (Mortgages) Ltd

Reference number: 582547

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HYFI PRIVATE WEALTH LIMITED Reference number: 133473 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HYFi Private Wealth (Mortgages) Ltd (FRN 582547) is an AR of HYFI PRIVATE WEALTH LIMITED (FRN 133473). When you use HYFi Private Wealth (Mortgages)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HYFi Private Wealth (Mortgages), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hyfi.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8207 5252 is, and the other firm that gives it
  • Who else gives the postcode WD6 1GW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sequoia Mortgages Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Hyfi Private Wealth Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
HYFI PRIVATE WEALTH (MORTGAGES) LIMITED
Company number
08075143
Company status
Active
Company type
Private limited company
Incorporated
18 May 2012 (14 years old)
Registered office
Handel House, 95 High Street, Edgware, HA8 7DB
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Winny Director Mar 1964 18 May 2012 None
David Harry Hyman Director Jan 1966 1 Jul 2026 None
Joshua Solomon Tiano Director Feb 1989 1 Jul 2026 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Total equity

£8,887

+79% from £4,953

Cash at bank

£12.3k

−2.4% from £12.7k

Owed within a year

£3,455

−55% from £7,697

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08075143. Figures are exactly as filed; nothing is estimated.

Key dates in its history

HYFi Private Wealth (Mortgages)’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2026

28 September 2026

  • Changed its registered name from "Sequoia Mortgages Ltd"

FCA register

1 July 2026

  • Hyfi Holdings Limited became a part-owner (25–50% of shares)
  • Karen Winny gave up control
  • Mitha Finance Limited became the majority owner (50–75% of shares)

Companies House

2016

30 June 2016

  • Karen Winny took control (75–100% of shares)

Companies House

2012

8 June 2012

  • Became an appointed representative

FCA register

18 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to HYFi Private Wealth (Mortgages)

Other FCA-listed firms that share a director, phone number or address with HYFi Private Wealth (Mortgages). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like HYFi Private Wealth (Mortgages)

Other firms of the same type (financial adviser), nearest first.

In Borehamwood

Gary HeumannBorehamwoodAppointed representativeLouis AbrahamBorehamwoodAppointed representativePremier Choice Financial Services LtdBorehamwoodAppointed representativeRobert NewmanBorehamwoodAppointed representativeSobell Rhodes LLPBorehamwoodAppointed representativeSandstar Wealth LimitedBorehamwoodAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HYFi Private Wealth (Mortgages)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HYFi Private Wealth (Mortgages) Ltd FCA authorised?
HYFi Private Wealth (Mortgages) Ltd (FRN 582547) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HYFi Private Wealth (Mortgages)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HYFi Private Wealth (Mortgages) Ltd (FRN 582547) is an AR of HYFI PRIVATE WEALTH LIMITED (FRN 133473). When you use HYFi Private Wealth (Mortgages)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HYFi Private Wealth (Mortgages), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HYFi Private Wealth (Mortgages)’s phone number and website?
The FCA register lists the phone number 020 8207 5252 and the website hyfi.co.uk for HYFi Private Wealth (Mortgages). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is HYFi Private Wealth (Mortgages) a scam or clone?
HYFi Private Wealth (Mortgages) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HYFi Private Wealth (Mortgages)?
Protection works through Hyfi Private Wealth Limited, the principal firm responsible for HYFi Private Wealth (Mortgages)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HYFi Private Wealth (Mortgages)?
HYFi Private Wealth (Mortgages) is owned by Mitha Finance Limited, which holds 50–75% of shares and 25–50% of votes, since 1 July 2026. Before that, it was controlled by Mrs Karen Winny.
Who runs HYFi Private Wealth (Mortgages)?
Companies House lists 3 directors of HYFi Private Wealth (Mortgages): Karen Winny, David Harry Hyman and Joshua Solomon Tiano.
How long has HYFi Private Wealth (Mortgages) been in business?
The company was formed on 18 May 2012.
What do HYFi Private Wealth (Mortgages)’s latest accounts show?
Its latest accounts, to 31 May 2025, show total equity of £8,887 (+79% from £4,953) and cash at bank of £12.3k (−2.4% from £12.7k).
Does HYFi Private Wealth (Mortgages) use any other names?
It has previously used the name Sequoia Mortgages Ltd.

Sources and links

The full report on HYFi Private Wealth (Mortgages) Ltd

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