I2I Financial Planning Group Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 24 years
Protected through the principal
No FCA actions
Active company since 2002
Accounts filed up to 31 December 2025

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
I2I Financial Planning Group Ltd (FRN 211688) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use I2I Financial Planning Group's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from I2I Financial Planning Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01325 252423
Address

Jubilee House, 1 Chancery Lane, Darlington, County Durham, DL1 5QP, United Kingdom

In the full report: 2 background checks

What kind of line 01325 252423 is
Who else gives the postcode DL1 5QP

Other names (13)

If you were contacted under any of these names, it is this firm.

i2i Mortgage & Protection Trading name: A name it trades under now.
Ace Mortgage Consultants Former trading name: A name it used to trade under.
Anglo Castles Former trading name: A name it used to trade under.
Balmoral Financial Services Former trading name: A name it used to trade under.
David Rafferty & Co Former trading name: A name it used to trade under.
DRW Financial Services Former trading name: A name it used to trade under.
I2I Financial Planning Former trading name: A name it used to trade under.
Mortgage Advice Shop Former trading name: A name it used to trade under.
Mortgage Select Former trading name: A name it used to trade under.
R.I. Hull & Co Former trading name: A name it used to trade under.
The Mortgage Co Former trading name: A name it used to trade under.
Wallsend Mortgage Advice Centre Former trading name: A name it used to trade under.
Yorkshire Financial Consultancy Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04367809 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 February 2002 (24 years old)
Registered office: 1 Chancery Lane, Darlington, DL1 5QP, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael John Drake	Director	Feb 1961	15 Feb 2002	3 other companies
Nigel Anthony Waterfall Brown	Director	Oct 1956	15 Feb 2002	3 other companies
Lynne Waterfall-Brown	Secretary	Not published	3 Mar 2016	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 3
is FCA-registered: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 2 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£15.7k

−19% from £19.3k

Employees (average)

4

Same as 4

Owed within a year

£64.9k

+12% from £58.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04367809. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

I2I Financial Planning Group’s history from the FCA register and Companies House, newest first.

Key events (4) All events (31)

2016

6 April 2016

Michael John Drake became a part-owner (25–50% of shares)
Nigel Anthony Waterfall-Brown became a part-owner (25–50% of shares)

Companies House

2002

10 May 2002

Became an appointed representative

FCA register

6 February 2002

Incorporated at Companies House

Companies House

In the full report: all 31 events

All 31 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to I2I Financial Planning Group

Other FCA-listed firms that share a director, phone number or address with I2I Financial Planning Group. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like I2I Financial Planning Group

Other firms of the same type (insurance broker), nearest first.

In Darlington

Cleveland Holidays & Fairs Lloyds Travel Airport ShopDarlingtonAppointed representative Deepdale Cove LimitedDarlingtonAppointed representative Ensure (IFA) LtdDarlingtonAppointed representative Rose James Finance LtdDarlingtonAppointed representative Town & City Management LimitedDarlingtonAppointed representative We Do HR LimitedDarlingtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on I2I Financial Planning Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 31 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is I2I Financial Planning Group Ltd FCA authorised?

I2I Financial Planning Group Ltd (FRN 211688) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for I2I Financial Planning Group?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. I2I Financial Planning Group Ltd (FRN 211688) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use I2I Financial Planning Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from I2I Financial Planning Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is I2I Financial Planning Group’s phone number?

The FCA register lists the phone number 01325 252423 for I2I Financial Planning Group. If you were given different contact details, use these to check with the firm before going any further.

Is I2I Financial Planning Group a scam or clone?

I2I Financial Planning Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with I2I Financial Planning Group?

Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for I2I Financial Planning Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns I2I Financial Planning Group?

Companies House lists 2 people with significant control of I2I Financial Planning Group: Mr Nigel Anthony Waterfall-Brown (25–50% of shares) and Mr Michael John Drake (25–50% of shares).

Who runs I2I Financial Planning Group?

Companies House lists 2 directors of I2I Financial Planning Group: Michael John Drake and Nigel Anthony Waterfall Brown.

How long has I2I Financial Planning Group been in business?

The company was formed on 6 February 2002.

What do I2I Financial Planning Group’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £15.7k (−19% from £19.3k).

Does I2I Financial Planning Group use any other names?

It trades as i2i Mortgage & Protection. It has previously used 12 other names, including Ace Mortgage Consultants, Anglo Castles and Balmoral Financial Services.