Ian Brightwell Financial Planning Limited

Reference number: 840198

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ian Brightwell Financial Planning Limited (FRN 840198) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ian Brightwell Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ian Brightwell Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07852 323888 is
  • Who else gives the postcode IP14 5JE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12135886
Company status
Active
Company type
Private limited company
Incorporated
2 August 2019 (7 years old)
Registered office
5 Buzzard Rise, Stowmarket, Suffolk, IP14 5JE, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Christopher Brightwell Director Jul 1978 2 Aug 2019 None
Marie Louise Brightwell Director Oct 1982 2 Aug 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£56.8k

−1.6% from £57.7k

Employees (average)

2

Same as 2

Owed within a year

£23.0k

+82% from £12.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12135886. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ian Brightwell Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2019

2 August 2019

  • Incorporated at Companies House
  • Ian Christopher Brightwell took control (75–100% of shares)

Companies House

12 April 2019

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms like Ian Brightwell Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Stowmarket

Brightside Wealth Management LimitedStowmarketAppointed representativeDeben Commercial Finance LtdStowmarketAppointed representativeThomlinson Wealth Management LimitedStowmarketAppointed representativeWithYou Wealth LtdStowmarketAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ian Brightwell Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Ian Brightwell Financial Planning Limited FCA authorised?
Ian Brightwell Financial Planning Limited (FRN 840198) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ian Brightwell Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ian Brightwell Financial Planning Limited (FRN 840198) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ian Brightwell Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ian Brightwell Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ian Brightwell Financial Planning’s phone number and website?
The FCA register lists the phone number 07852 323888 and the website partnership.sjp.co.uk/partner/ianbright for Ian Brightwell Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Ian Brightwell Financial Planning a scam or clone?
Ian Brightwell Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ian Brightwell Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Ian Brightwell Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ian Brightwell Financial Planning?
Companies House lists one person with significant control of Ian Brightwell Financial Planning: Mr Ian Christopher Brightwell (75–100% of shares).
Who runs Ian Brightwell Financial Planning?
Companies House lists 2 directors of Ian Brightwell Financial Planning: Ian Christopher Brightwell and Marie Louise Brightwell.
How long has Ian Brightwell Financial Planning been in business?
The company was formed on 2 August 2019.
What do Ian Brightwell Financial Planning’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £56.8k (−1.6% from £57.7k).

Sources and links

The full report on Ian Brightwell Financial Planning Limited

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