ICHOOSR Limited

Reference number: 1040161

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Andrew Smith Reference number: 826675 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ICHOOSR Limited (FRN 1040161) is an AR of Andrew Smith (FRN 826675). When you use ICHOOSR's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ICHOOSR, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0800 014 8851

  • Address

    4th And 5th Floor, 21 -22 Great Sutton Street, London, EC1V 0DY, United Kingdom

In the full report: 2 background checks

  • What kind of line 0800 014 8851 is
  • Who else gives the postcode EC1V 0DY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Switch Together Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Andrew Smith, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08241539
Company status
Active
Company type
Private limited company
Incorporated
5 October 2012 (14 years old)
Registered office
4th And 5th Floor, 21 -22 Great Sutton Street, London, EC1V 0DY, England
Nature of business
  • Agents involved in the sale of fuels, ores, metals and industrial chemicals (SIC 46120)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacobus Gerardus Maria Bijlholt Director Dec 1962 5 Oct 2012 None
George Martin Hazelwood Frost Director Jul 1971 22 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£1.81m

+154% from £713k

Cash at bank

£1.73m

+62% from £1.07m

Employees (average)

19

+12% from 17

Owed within a year

£3.24m

−11% from £3.65m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08241539. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ichoosr’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2026

14 September 2026

  • Michiel Drabbe stopped being a part-owner

Companies House

2025

5 August 2025

  • Became an appointed representative

FCA register

7 April 2025

  • Ichoosr Holdings B.V. gave up control
  • Jacobus Gerardus Maria Bijlholt took control (75–100% of shares)
  • Michiel Drabbe became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Ichoosr Holdings B.V. took control (75–100% of shares)

Companies House

2012

5 October 2012

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms like Ichoosr

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ichoosr

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is ICHOOSR Limited FCA authorised?
ICHOOSR Limited (FRN 1040161) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ichoosr?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ICHOOSR Limited (FRN 1040161) is an AR of Andrew Smith (FRN 826675). When you use Ichoosr's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ichoosr, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ichoosr’s phone number?
The FCA register lists the phone number 0800 014 8851 for Ichoosr. If you were given different contact details, use these to check with the firm before going any further.
Is Ichoosr a scam or clone?
Ichoosr is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ichoosr?
Protection works through Andrew Smith, the principal firm responsible for Ichoosr's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ichoosr?
Companies House lists one person with significant control of Ichoosr: Mr Jacobus Gerardus Maria Bijlholt (75–100% of shares). Before that, it was controlled by Ichoosr Holdings B.V. and Mr Michiel Drabbe.
Who runs Ichoosr?
Companies House lists 2 directors of Ichoosr: Jacobus Gerardus Maria Bijlholt and George Martin Hazelwood Frost.
How long has Ichoosr been in business?
The company was formed on 5 October 2012.
What do Ichoosr’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.81m (+154% from £713k) and cash at bank of £1.73m (+62% from £1.07m).
Does Ichoosr use any other names?
It trades as Switch Together.

Sources and links

The full report on ICHOOSR Limited

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