IFG Pensions Limited

Reference number: 458576

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ifglpensions.com first appeared online, and whether it can receive email
  • What kind of line 0151 328 1777 is
  • Who else gives the postcode L3 9TP
Instant PDF download
Other names (14)

If you were contacted under any of these names, it is this firm.

  • IFGL Pensions Trading name
  • SIPP Specialists Trading name
  • MW Pensions Limited Former name
  • SOVEREIGN PENSION SERVICES (UK) LIMITED Former name
  • AcornLite SIPP Former trading name
  • Insight SIPP Former trading name
  • MW SIPP 2 Former trading name
  • Sovereign Group Former trading name
  • Sovereign International SIPP Former trading name
  • Sovereign Pensions Former trading name
  • Sovereign Pension Services Former trading name
  • Sovereign SIPP Former trading name
  • The IFGL SIPP Former trading name
  • The MW SIPP Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as principal
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04826217
Company status
Active
Company type
Private limited company
Incorporated
9 July 2003 (23 years old)
Registered office
Third Floor Cotton House, Old Hall Street, Liverpool, L3 9TP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sue-Ann Ind Director Jun 1972 1 Mar 2023 1 other company
Rachel Elizabeth Meadows Director May 1984 25 Apr 2023 1 other company
Steven Mark Weston Director Feb 1972 1 Feb 2026 None
John Paul Craddock Director Jul 1964 1 Apr 2026 1 other company
Jonathan Graeme Kneale Secretary Not published 1 Mar 2023 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 23 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

−£1.59m

Down £1.23m from −£364k

Cash at bank

£3.47m

+169% from £1.29m

Employees (average)

49

+2.1% from 48

Owed within a year

£2.89m

+27% from £2.27m

Net assets are negative: on its last balance sheet the company owed £1.59m more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04826217. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IFG Pensions’s history from the FCA register and Companies House, newest first.

Key events (12) All events (76)

2024

25 November 2024

  • International Financial Group Limited no longer has significant control

Companies House

2023

3 May 2023

  • Changed its registered name from "SOVEREIGN PENSION SERVICES (UK) LIMITED"

FCA register

28 February 2023

  • Howard Thomas Dixon Bilton no longer has significant control
  • International Financial Group Limited gained significant control
  • John Lyndon Hodgson no longer has significant control

Companies House

2016

2 September 2016

  • Changed its registered name from "MW Pensions Limited"

FCA register

6 April 2016

  • Howard Thomas Dixon Bilton gained significant control
  • John Lyndon Hodgson gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

6 April 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

9 July 2003

  • Incorporated at Companies House

Companies House

In the full report: all 76 events

  • All 76 events in its history (12 shown here)
  • Every director appointment and resignation: 40
Instant PDF download

Get the full report on IFG Pensions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 76 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is IFG Pensions Limited FCA authorised?
Yes, IFG Pensions Limited (FRN 458576) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2007. The FCA has placed no limits on its permissions.
What is IFG Pensions’ phone number and website?
The FCA register lists the phone number 0151 328 1777 and the website ifglpensions.com for IFG Pensions. If you were given different contact details, use these to check with the firm before going any further.
Is IFG Pensions a scam or clone?
IFG Pensions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IFG Pensions?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IFG Pensions to the Financial Ombudsman Service, free of charge.
Who owns IFG Pensions?
Companies House lists no one with significant control of IFG Pensions now. Before that, it was controlled by Mr John Lyndon Hodgson, Mr Howard Thomas Dixon Bilton and International Financial Group Limited.
Who runs IFG Pensions?
Companies House lists 4 directors of IFG Pensions: Sue-Ann Ind, Rachel Elizabeth Meadows, Steven Mark Weston and John Paul Craddock.
How long has IFG Pensions been in business?
The company was formed on 9 July 2003, and has held its current FCA authorisation since April 2007.
What do IFG Pensions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£1.59m (down £1.23m from −£364k) and cash at bank of £3.47m (+169% from £1.29m).
Does IFG Pensions use any other names?
It trades as IFGL Pensions and SIPP Specialists. It has previously used 12 other names, including MW Pensions Limited, SOVEREIGN PENSION SERVICES (UK) LIMITED and AcornLite SIPP.

Sources and links

The full report on IFG Pensions Limited

£19.99 · Instant PDF download

Loading secure checkout…