Ifina (UK) Limited

Reference number: 800737

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ifina.com first appeared online, and whether it can receive email
  • What kind of line 01926 815815 is
  • Who else gives the postcode CV47 0FS
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04257065
Company status
Active
Company type
Private limited company
Incorporated
23 July 2001 (25 years old)
Registered office
29 Gildredge Road, Eastbourne, East Sussex, BN21 4RU
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel Bratchie Director Mar 1950 23 Jul 2001 3 other companies
Samuel Bratchie Secretary Not published 23 Jul 2001 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£87.0k

−60% from £220k

Cash at bank

£15.3k

+36% from £11.3k

Employees (average)

10

+11% from 9

Owed within a year

£74.0k

−2.9% from £76.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04257065. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ifina (UK)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2018

2 March 2018

  • Registered with the FCA

FCA register

3 January 2018

  • Derek Malcolm Adler stopped being a part-owner

Companies House

2016

30 June 2016

  • Derek Malcolm Adler became a part-owner (25–50% of shares)
  • Samuel Bratchie took control (75–100% of shares)

Companies House

2001

23 July 2001

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Get the full report on Ifina (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Ifina (UK) Limited FCA authorised?
Ifina (UK) Limited (FRN 800737) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Ifina (UK)’s phone number and website?
The FCA register lists the phone number 01926 815815 and the website ifina.com for Ifina (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Ifina (UK) a scam or clone?
Ifina (UK) is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Ifina (UK)?
Money you hand to Ifina (UK) is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Ifina (UK)?
Companies House lists one person with significant control of Ifina (UK): Mr Samuel Bratchie (75–100% of shares). Before that, it was controlled by Mr Derek Malcolm Adler.
Who runs Ifina (UK)?
Companies House lists one director of Ifina (UK): Samuel Bratchie.
How long has Ifina (UK) been in business?
The company was formed on 23 July 2001.
What do Ifina (UK)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £87.0k (−60% from £220k) and cash at bank of £15.3k (+36% from £11.3k).

Sources and links

The full report on Ifina (UK) Limited

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