IFS Risk Solutions (UK) Limited

Reference number: 232210

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 1 October 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    ifsil.co.uk

  • Last known phone number

    01302 910421

  • Last known address

    Apex Office Space, Unit 1, Water Vole Way, Doncaster, DN4 5JP, United Kingdom

In the full report: 3 background checks

  • When ifsil.co.uk first appeared online, and whether it can receive email
  • What kind of line 01302 910421 is
  • Who else gives the postcode DN4 5JP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • IFS Financial Planning Limited Former name: A name it was registered under before.
  • Independent Financial Solutions (Doncaster) Ltd Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 February 2004 (22 years old)
Registered office
Apex House, Water Vole Way, Doncaster, South Yorkshire, DN4 5JP
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Terry Aveling Director Sep 1965 6 Feb 2004 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£3,902

−58% from £9,253

Cash at bank

£53.5k

−13% from £61.7k

Employees (average)

1

Same as 1

Owed within a year

£4,752

+83% from £2,596

No turnover or profit for the year to 30 April 2026: the accounts print them but do not tag them. The last tagged figures are £8,535 turnover and −£10.3k profit, for the year to 30 April 2022.

Net assets

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05037131. Figures are exactly as filed; nothing is estimated.

Key dates in its history

IFS Risk Solutions (UK)’s history from the FCA register and Companies House, newest first.

2026

1 October 2026

  • No longer regulated by the FCA
  • Stopped being authorised by the FCA

FCA register

2020

9 January 2020

  • David Vivian Thomas stopped being a part-owner
  • Ian Michael Speakman stopped being a part-owner
  • Michael Terry Aveling took control (75–100% of shares)

Companies House

2018

25 October 2018

  • Changed its registered name from "IFS Financial Planning Limited"

FCA register

2017

7 April 2017

  • David Vivian Thomas became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Ian Michael Speakman became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

4 January 2013

  • Changed its registered name from "Independent Financial Solutions (Doncaster) Ltd"

FCA register

2004

4 May 2004

  • Regulated by the Financial Services Authority from this date

FCA register

6 February 2004

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (12 shown here)
  • Every director appointment and resignation: 5
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Firms connected to IFS Risk Solutions (UK)

Other FCA-listed firms that share a director, phone number or address with IFS Risk Solutions (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Get the full report on IFS Risk Solutions (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is IFS Risk Solutions (UK) Limited FCA authorised?
No. IFS Risk Solutions (UK) Limited (FRN 232210) is still listed on the FCA register, but the record is closed: no longer authorised.
Is IFS Risk Solutions (UK) a scam or clone?
IFS Risk Solutions (UK) is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with IFS Risk Solutions (UK)?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with IFS Risk Solutions (UK) has no cover, because it is no longer permitted to carry it out.
Who owns IFS Risk Solutions (UK)?
Companies House lists one person with significant control of IFS Risk Solutions (UK): Mr Michael Terry Aveling (75–100% of shares). Before that, it was controlled by Mr David Vivian Thomas and Mr Ian Michael Speakman.
Who runs IFS Risk Solutions (UK)?
Companies House lists one director of IFS Risk Solutions (UK): Michael Terry Aveling.
How long has IFS Risk Solutions (UK) been in business?
The company was formed on 6 February 2004.
What do IFS Risk Solutions (UK)’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £3,902 (−58% from £9,253) and cash at bank of £53.5k (−13% from £61.7k).
Does IFS Risk Solutions (UK) use any other names?
It has previously used 2 other names: IFS Financial Planning Limited and Independent Financial Solutions (Doncaster) Ltd.

Sources and links

The full report on IFS Risk Solutions (UK) Limited

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