No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 1 October 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
ifsil.co.uk
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Last known phone number
01302 910421
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Last known address
Apex Office Space, Unit 1, Water Vole Way, Doncaster, DN4 5JP, United Kingdom
In the full report: 3 background checks
- When ifsil.co.uk first appeared online, and whether it can receive email
- What kind of line 01302 910421 is
- Who else gives the postcode DN4 5JP
Other names (2)
If you were contacted under any of these names, it is this firm.
- IFS Financial Planning Limited Former name: A name it was registered under before.
- Independent Financial Solutions (Doncaster) Ltd Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05037131 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 February 2004 (22 years old)
- Registered office
- Apex House, Water Vole Way, Doncaster, South Yorkshire, DN4 5JP
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Terry Aveling | Director | Sep 1965 | 6 Feb 2004 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- still active
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£3,902
−58% from £9,253
Cash at bank
£53.5k
−13% from £61.7k
Employees (average)
1
Same as 1
Owed within a year
£4,752
+83% from £2,596
No turnover or profit for the year to 30 April 2026: the accounts print them but do not tag them. The last tagged figures are £8,535 turnover and −£10.3k profit, for the year to 30 April 2022.
Net assets
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05037131. Figures are exactly as filed; nothing is estimated.
Key dates in its history
IFS Risk Solutions (UK)’s history from the FCA register and Companies House, newest first.
2026
1 October 2026
- No longer regulated by the FCA
- Stopped being authorised by the FCA
FCA register
2020
9 January 2020
- David Vivian Thomas stopped being a part-owner
- Ian Michael Speakman stopped being a part-owner
- Michael Terry Aveling took control (75–100% of shares)
Companies House
2018
25 October 2018
- Changed its registered name from "IFS Financial Planning Limited"
FCA register
2017
7 April 2017
- David Vivian Thomas became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Ian Michael Speakman became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
4 January 2013
- Changed its registered name from "Independent Financial Solutions (Doncaster) Ltd"
FCA register
2004
4 May 2004
- Regulated by the Financial Services Authority from this date
FCA register
6 February 2004
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (12 shown here)
- Every director appointment and resignation: 5
Firms connected to IFS Risk Solutions (UK)
Other FCA-listed firms that share a director, phone number or address with IFS Risk Solutions (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- no longer authorised
- 1
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Get the full report on IFS Risk Solutions (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 8 years of accounts, charted
- All 18 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Does IFS Risk Solutions (UK) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk