IFS Wealth & Pensions Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2013
Accounts filed up to 30 September 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ifswp.co.uk (opens in a new tab)
Phone number

020 8610 9811
Address

Thomas House, 84 Eccleston Square, London, Westminster, SW1V 1PX, United Kingdom

In the full report: 3 background checks

When ifswp.co.uk first appeared online, and whether it can receive email
What kind of line 020 8610 9811 is
Who else gives the postcode SW1V 1PX

Other names (7)

If you were contacted under any of these names, it is this firm.

IFS Trading name: A name it trades under now.
IFS Mortgage Advice UK Trading name: A name it trades under now.
IFS Mortgage Advisors Trading name: A name it trades under now.
IFS Mortgage Brokers Trading name: A name it trades under now.
IFSWP Trading name: A name it trades under now.
NGSU Commission Rebate Scheme Trading name: A name it trades under now.
IFS Commission Rebate Scheme Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08699259 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 20 September 2013 (13 years old)
Registered office: Thomas House, 84 Eccleston Square, London, SW1V 1PX, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alan Chan	Director	Jul 1986	20 Sep 2013	1 other company
Ricky Chan	Director	Jul 1986	20 Sep 2013	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£314k

+13% from £277k

Employees (average)

4

Same as 4

Owed within a year

£89.1k

+13% from £79.1k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08699259. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IFS Wealth & Pensions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (18)

2016

6 April 2016

Alan Chan became a part-owner (25–50% of shares)
Ricky Chan became a part-owner (25–50% of shares)

Companies House

2015

30 October 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

20 September 2013

Incorporated at Companies House

Companies House

In the full report: all 18 events

All 18 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like IFS Wealth & Pensions

Other firms of the same type (pension transfer adviser), nearest first.

In London

ART Holdings LimitedLondonAuthorised Claritus Wealth LtdLondonAuthorised Delaunay Wealth Management LimitedLondonAuthorised Global WealthMAP LtdLondonAuthorised Oracle Consultants LtdLondonAuthorised Tankard Wealth LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IFS Wealth & Pensions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 18 events in its history

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Frequently asked questions about this firm

Is IFS Wealth & Pensions Ltd FCA authorised?

Yes, IFS Wealth & Pensions Ltd (FRN 713063) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.

What is IFS Wealth & Pensions’ phone number and website?

The FCA register lists the phone number 020 8610 9811 and the website ifswp.co.uk for IFS Wealth & Pensions. If you were given different contact details, use these to check with the firm before going any further.

Is IFS Wealth & Pensions a scam or clone?

IFS Wealth & Pensions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with IFS Wealth & Pensions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IFS Wealth & Pensions to the Financial Ombudsman Service, free of charge.

Who owns IFS Wealth & Pensions?

Companies House lists 2 people with significant control of IFS Wealth & Pensions: Mr Ricky Chan (25–50% of shares) and Mr Alan Chan (25–50% of shares).

Who runs IFS Wealth & Pensions?

Companies House lists 2 directors of IFS Wealth & Pensions: Alan Chan and Ricky Chan.

How long has IFS Wealth & Pensions been in business?

The company was formed on 20 September 2013, and has held its current FCA authorisation since October 2015.

What do IFS Wealth & Pensions’ latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £314k (+13% from £277k).

Does IFS Wealth & Pensions use any other names?

It trades as IFS, IFS Mortgage Advice UK, IFS Mortgage Advisors, IFS Mortgage Brokers and IFSWP, and 1 more names. It has previously used the name IFS Commission Rebate Scheme.