Igloo Mortgage Limited

Reference number: 941054

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Igloo Mortgage Limited (FRN 941054) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Igloo Mortgage's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Igloo Mortgage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When igloomortgage.com first appeared online, and whether it can receive email
  • What kind of line 07920 030804 is
  • Who else gives the postcode DT1 3AH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 August 2020 (6 years old)
Registered office
Igloo Mortgage 173 Bridport Road, Poundbury, Dorchester, Dorset, DT1 3AH, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Damian Alexander Lee Bastin Director Aug 1984 14 Aug 2020 2 other companies
Julita Piasecka Director Oct 1984 1 Sep 2023 None
Matthew Mark Gregg Director Mar 1995 15 Apr 2024 5 other companies
Samuel Lee Gregg Director Jan 2005 15 Apr 2024 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
run together
5

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 companies these 4 directors run together
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£10.2k

Down £9,993 from −£176

Cash at bank

£6,845

−11% from £7,730

Employees (average)

6

+100% from 3

Owed within a year

£17.8k

+95% from £9,146

Net assets are negative: on its last balance sheet the company owed £10.2k more than it owned.

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12813449. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Igloo Mortgage’s history from the FCA register and Companies House, newest first.

2024

15 April 2024

  • Gregg Holdings Limited became a part-owner (25–50% of shares)
  • Julita Piasecka stopped being a part-owner

Companies House

2023

1 September 2023

  • Julita Piasecka became a part-owner (25–50% of shares)

Companies House

2020

15 December 2020

  • Became an appointed representative

FCA register

14 August 2020

  • Incorporated at Companies House
  • Damian Alexander Lee Bastin became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Igloo Mortgage

Other firms of the same type (insurance broker), nearest first.

In Dorchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Igloo Mortgage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Igloo Mortgage Limited FCA authorised?
Igloo Mortgage Limited (FRN 941054) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Igloo Mortgage?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Igloo Mortgage Limited (FRN 941054) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Igloo Mortgage's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Igloo Mortgage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Igloo Mortgage’s phone number and website?
The FCA register lists the phone number 07920 030804 and the website igloomortgage.com for Igloo Mortgage. If you were given different contact details, use these to check with the firm before going any further.
Is Igloo Mortgage a scam or clone?
Igloo Mortgage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Igloo Mortgage?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Igloo Mortgage's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Igloo Mortgage?
Companies House lists 2 people with significant control of Igloo Mortgage: Gregg Holdings Limited (25–50% of shares) and Mr Damian Alexander Lee Bastin (25–50% of shares). Before that, it was controlled by Mrs Julita Piasecka.
Who runs Igloo Mortgage?
Companies House lists 4 directors of Igloo Mortgage: Damian Alexander Lee Bastin, Julita Piasecka, Matthew Mark Gregg and Samuel Lee Gregg.
How long has Igloo Mortgage been in business?
The company was formed on 14 August 2020.
What do Igloo Mortgage’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£10.2k (down £9,993 from −£176) and cash at bank of £6,845 (−11% from £7,730).

Sources and links

The full report on Igloo Mortgage Limited

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