Ikano Bank AB (publ)

Reference number: 409120

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ikano.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 155 4600 is
  • Who else gives the postcode NG2 3DQ
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Other names (49)

If you were contacted under any of these names, it is this firm.

  • IKEA Family Credit Card Trading name: A name it trades under now.
  • Ikea Home card Trading name: A name it trades under now.
  • Ikea Home Loan Trading name: A name it trades under now.
  • The Jaeger Card Trading name: A name it trades under now.
  • The Karen Millen Card Trading name: A name it trades under now.
  • The New Look Card Trading name: A name it trades under now.
  • The Oasis Card Trading name: A name it trades under now.
  • The Principles Card Trading name: A name it trades under now.
  • The Warehouse Card Trading name: A name it trades under now.
  • IKANO Banken AB (publ) Former name: A name it was registered under before.
  • IKANO Bank SE Former name: A name it was registered under before.
  • Bluprint Former trading name: A name it used to trade under.
  • Bluprint Loan Former trading name: A name it used to trade under.
  • Bluprint Personal Loan Former trading name: A name it used to trade under.
  • Leeds and Holbeck Building Society Former trading name: A name it used to trade under.
  • Leeds and Holbeck Personal Finance Former trading name: A name it used to trade under.
  • Leeds and Holbeck Personal Loan Former trading name: A name it used to trade under.
  • Leeds Personal Loan Former trading name: A name it used to trade under.
  • Orange Shop Former trading name: A name it used to trade under.
  • Rubicon Card Services Former trading name: A name it used to trade under.
  • The Allders Account Card Former trading name: A name it used to trade under.
  • The Allders Budget Card Former trading name: A name it used to trade under.
  • The Austin Reed Credit Card Former trading name: A name it used to trade under.
  • The CC Credit Card Former trading name: A name it used to trade under.
  • The CC Mimosa Card Former trading name: A name it used to trade under.
  • The Coast Card Former trading name: A name it used to trade under.
  • The Friends Of Liberty Account Card Former trading name: A name it used to trade under.
  • The Habitat Card Former trading name: A name it used to trade under.
  • The Habitat IFC Former trading name: A name it used to trade under.
  • The Habitat Interest Free Loan Former trading name: A name it used to trade under.
  • The Ikano BNPL Loan Former trading name: A name it used to trade under.
  • The Ikano IFC Loan Former trading name: A name it used to trade under.
  • The Ikano Personal Loan Former trading name: A name it used to trade under.
  • The Ikea Card Former trading name: A name it used to trade under.
  • The Liberty Account Card Former trading name: A name it used to trade under.
  • The Liberty Card Former trading name: A name it used to trade under.
  • The Liberty Club Card Former trading name: A name it used to trade under.
  • The Liberty Interest Free Loan Former trading name: A name it used to trade under.
  • The Mango Card Former trading name: A name it used to trade under.
  • The Mimosa Card Former trading name: A name it used to trade under.
  • The Mosaic Group Discount Card Former trading name: A name it used to trade under.
  • The Mosaic Staff Card Former trading name: A name it used to trade under.
  • The Oasis Staff Card Former trading name: A name it used to trade under.
  • The Oasis VIP Card Former trading name: A name it used to trade under.
  • The Principles Visa Card Former trading name: A name it used to trade under.
  • The Rubicon Card Former trading name: A name it used to trade under.
  • The Whistles Card Former trading name: A name it used to trade under.
  • Warehouse Former trading name: A name it used to trade under.
  • Warehouse Fashions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
39
upheld, against a 31% median
23%
about banking and credit
39

A bigger firm gets more complaints simply because it has more customers. With this few, one case moves the upheld rate a lot.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Open
Company type
UK establishment of an overseas company
Incorporated
9 November 2012 (13 years old)
Registered office
Waterfront House Waterfront Plaza, Nottingham, Station Street, NG2 3DQ

Key dates in its history

Ikano Bank AB (publ)’s history from the FCA register and Companies House, newest first.

2023

19 October 2023

  • Became authorised by the FCA

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2012

12 December 2012

  • Changed its registered name from "IKANO Bank SE"

FCA register

9 November 2012

  • Incorporated at Companies House

Companies House

2009

22 January 2009

  • Changed its registered name from "IKANO Banken AB (publ)"

FCA register

2004

29 October 2004

  • Regulated by the Financial Services Authority from this date
  • Regulated by the Finansinspektionen from this date

FCA register

In the full report: all 96 events

  • All 96 events in its history (8 shown here)
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Firms connected to Ikano Bank AB (publ)

Other FCA-listed firms that share a director, phone number or address with Ikano Bank AB (publ). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Ikano Bank AB (publ)

Other firms of the same type (bank or building society), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ikano Bank AB (publ)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 96 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ikano Bank AB (publ) FCA authorised?
Yes, Ikano Bank AB (publ) (FRN 409120) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2023 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Ikano Bank AB (publ)’s phone number and website?
The FCA register lists the phone number 0333 155 4600 and the website ikano.co.uk for Ikano Bank AB (publ). If you were given different contact details, use these to check with the firm before going any further.
Is Ikano Bank AB (publ) a scam or clone?
Ikano Bank AB (publ) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ikano Bank AB (publ)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ikano Bank AB (publ) to the Financial Ombudsman Service, free of charge.
How long has Ikano Bank AB (publ) been in business?
The company was formed on 9 November 2012. Companies House now lists it as open.
How many complaints does Ikano Bank AB (publ) get?
In January–June 2025, the Financial Ombudsman Service received 39 new complaints about Ikano Bank AB (publ), and upheld 23% of those it decided.
Does Ikano Bank AB (publ) use any other names?
It trades as IKEA Family Credit Card, Ikea Home card, Ikea Home Loan, The Jaeger Card and The Karen Millen Card, and 4 more names. It has previously used 40 other names, including IKANO Banken AB (publ), IKANO Bank SE and Bluprint.

Sources and links

The full report on Ikano Bank AB (publ)

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