IMP Mortgage & Protection Advice Ltd

Reference number: 627701

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • IMP Mortgage & Protection Advice Ltd (FRN 627701) is an AR of HL Partnership Limited (FRN 303397). When you use IMP Mortgage & Protection Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from IMP Mortgage & Protection Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dundeemortgageadviser.com first appeared online, and whether it can receive email
  • What kind of line 01382 250510 is
  • Who else gives the postcode DD2 3BF
Instant PDF download
Other names (5)

If you were contacted under any of these names, it is this firm.

  • IMP Mortgage & Protection Trading name
  • The Independent Mortgage Partenership (Dundee) Ltd Former name
  • The Independent Mortgage Partnership (Dundee) Ltd Former name
  • IMP - The Independent Mortgage Partnership Former trading name
  • Independent Mortgage Partnership Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC478616
Company status
Active
Company type
Private limited company
Incorporated
28 May 2014 (12 years old)
Registered office
30 Gullane Place, Dundee, DD2 3BF
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Dawn Ramsay Director Jun 1972 28 May 2014 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£44.3k

+7.8% from £41.0k

Employees (average)

1

−50% from 2

Owed within a year

£9,554

−39% from £15.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC478616. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IMP Mortgage & Protection Advice’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2025

5 April 2025

  • Rita Davidson stopped being a part-owner

Companies House

4 April 2025

  • Dawn Ramsay took control (75–100% of shares)

Companies House

2024

15 May 2024

  • Changed its registered name from "The Independent Mortgage Partnership (Dundee) Ltd"

FCA register

2019

13 March 2019

  • Changed its registered name from "The Independent Mortgage Partenership (Dundee) Ltd"

FCA register

2016

1 June 2016

  • Rita Davidson became a part-owner (25–50% of shares)

Companies House

2014

7 July 2014

  • Became an appointed representative

FCA register

28 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like IMP Mortgage & Protection Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In Dundee

Barry CraigieDundeeAppointed representativeClan Financial SolutionsDundeeAppointed representativeColin MurrayDundeeAppointed representativeDrummond-Muir LimitedDundeeAppointed representativeEdward FlynnDundeeAppointed representativeIntelligent Mortgage Services LtdDundeeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IMP Mortgage & Protection Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is IMP Mortgage & Protection Advice Ltd FCA authorised?
IMP Mortgage & Protection Advice Ltd (FRN 627701) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for IMP Mortgage & Protection Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. IMP Mortgage & Protection Advice Ltd (FRN 627701) is an AR of HL Partnership Limited (FRN 303397). When you use IMP Mortgage & Protection Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from IMP Mortgage & Protection Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is IMP Mortgage & Protection Advice’s phone number and website?
The FCA register lists the phone number 01382 250510 and the website dundeemortgageadviser.com for IMP Mortgage & Protection Advice. If you were given different contact details, use these to check with the firm before going any further.
Is IMP Mortgage & Protection Advice a scam or clone?
IMP Mortgage & Protection Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IMP Mortgage & Protection Advice?
Protection works through HL Partnership Limited, the principal firm responsible for IMP Mortgage & Protection Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns IMP Mortgage & Protection Advice?
Companies House lists one person with significant control of IMP Mortgage & Protection Advice: Mrs Dawn Ramsay (75–100% of shares). Before that, it was controlled by Miss Rita Davidson.
Who runs IMP Mortgage & Protection Advice?
Companies House lists one director of IMP Mortgage & Protection Advice: Dawn Ramsay.
How long has IMP Mortgage & Protection Advice been in business?
The company was formed on 28 May 2014.
What do IMP Mortgage & Protection Advice’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £44.3k (+7.8% from £41.0k).
Does IMP Mortgage & Protection Advice use any other names?
It trades as IMP Mortgage & Protection. It has previously used 4 other names, including The Independent Mortgage Partenership (Dundee) Ltd, The Independent Mortgage Partnership (Dundee) Ltd and IMP - The Independent Mortgage Partnership.

Sources and links

The full report on IMP Mortgage & Protection Advice Ltd

£19.99 · Instant PDF download

Loading secure checkout…