Impact Mortgages Ltd

Reference number: 980594

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Impact Mortgages Ltd (FRN 980594) is an AR of HL Partnership Limited (FRN 303397). When you use Impact Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Impact Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07494 314753

  • Address

    2 Wyevale Business Park, Kings Acre, Hereford, HR4 7BS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07494 314753 is
  • Who else gives the postcode HR4 7BS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 June 2022 (4 years old)
Registered office
2 Wyevale Business Park, Kings Acre, Hereford, Herefordshire, HR4 7BS, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Rhian Louise Price Director May 1994 8 Jun 2022 None
Ryan Gower James Price Director Sep 1993 8 Jun 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

£204

Up £1 from £203

Employees (average)

1

Same as 1

Owed within a year

£5,853

+93% from £3,036

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14158308. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Impact Mortgages’s history from the FCA register and Companies House, newest first.

2022

9 August 2022

  • Became an appointed representative

FCA register

8 June 2022

  • Incorporated at Companies House
  • Rhian Louise Price took control (75–100% of shares)
  • Rhian Louise Price appointed as a director
  • Ryan Gower James Price appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Impact Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hereford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Impact Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Impact Mortgages Ltd FCA authorised?
Impact Mortgages Ltd (FRN 980594) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Impact Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Impact Mortgages Ltd (FRN 980594) is an AR of HL Partnership Limited (FRN 303397). When you use Impact Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Impact Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Impact Mortgages’ phone number?
The FCA register lists the phone number 07494 314753 for Impact Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Impact Mortgages a scam or clone?
Impact Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Impact Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Impact Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Impact Mortgages?
Companies House lists one person with significant control of Impact Mortgages: Mrs Rhian Louise Price (75–100% of shares).
Who runs Impact Mortgages?
Companies House lists 2 directors of Impact Mortgages: Rhian Louise Price and Ryan Gower James Price.
How long has Impact Mortgages been in business?
The company was formed on 8 June 2022.
What do Impact Mortgages’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £204 (up £1 from £203).

Sources and links

The full report on Impact Mortgages Ltd

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