IMS Brokers Ltd

Reference number: 845942

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • IMS Brokers Ltd (FRN 845942) is an AR of I.M.S. (London) Limited (FRN 300186). When you use IMS Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from IMS Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When imsinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8805 2211 is
  • Who else gives the postcode SG14 1AJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Instant Broking Trading name: A name it trades under now.
  • Instant Cover Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through I.M.S. (London) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 April 2019 (7 years old)
Registered office
The Townhouse, 114-116 Fore Street, Hertford, SG14 1AJ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Turul Osman Umit Director Feb 1980 5 Apr 2019 2 other companies
Filiz Sevil Dilek Bailey Director Apr 1985 6 Apr 2019 1 other company
Susan Shefket Director Mar 1959 1 Oct 2019 1 other company
Filiz Bailey Secretary Not published 1 Oct 2019 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
are FCA-registered
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£269k

−27% from £369k

Cash at bank

£50.0k

−51% from £103k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11927481. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IMS Brokers’s history from the FCA register and Companies House, newest first.

2019

16 July 2019

  • Became an appointed representative

FCA register

5 April 2019

  • Incorporated at Companies House
  • Turul Osman Umit took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to IMS Brokers

Other FCA-listed firms that share a director, phone number or address with IMS Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like IMS Brokers

Other firms of the same type (insurance broker), nearest first.

In Hertford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IMS Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is IMS Brokers Ltd FCA authorised?
IMS Brokers Ltd (FRN 845942) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for IMS Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. IMS Brokers Ltd (FRN 845942) is an AR of I.M.S. (London) Limited (FRN 300186). When you use IMS Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from IMS Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is IMS Brokers’ phone number and website?
The FCA register lists the phone number 020 8805 2211 and the website imsinsurance.co.uk for IMS Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is IMS Brokers a scam or clone?
IMS Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IMS Brokers?
Protection works through I.M.S. (London) Limited, the principal firm responsible for IMS Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns IMS Brokers?
Companies House lists one person with significant control of IMS Brokers: Mr. Turul Osman Umit (75–100% of shares).
Who runs IMS Brokers?
Companies House lists 3 directors of IMS Brokers: Turul Osman Umit, Filiz Sevil Dilek Bailey and Susan Shefket.
How long has IMS Brokers been in business?
The company was formed on 5 April 2019.
What do IMS Brokers’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £269k (−27% from £369k) and cash at bank of £50.0k (−51% from £103k).
Does IMS Brokers use any other names?
It trades as Instant Broking and Instant Cover.

Sources and links

The full report on IMS Brokers Ltd

£19.99 · Instant PDF download

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