In Tune Financial Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 6 years
Protected through the principal
No FCA actions

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
In Tune Financial Ltd (FRN 937252) is an AR of First Complete Limited (FRN 435779). When you use In Tune Financial's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from In Tune Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07817 916929
Address

Suite 717, Lisburn Enterprise Centre, 6 Enterprise Crescent, Ballinderry Road, Lisburn, BT28 2BP, United Kingdom

In the full report: 2 background checks

What kind of line 07817 916929 is
Who else gives the postcode BT28 2BP

Other names (2)

If you were contacted under any of these names, it is this firm.

Duncan Campbell Former name: A name it was registered under before.
Vantage Health and Life Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

In Tune Financial’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2022

10 October 2022

Changed its registered name from "Duncan Campbell"

FCA register

2020

28 October 2020

Became an appointed representative

FCA register

In the full report: all 5 events

All 5 events in its history (2 shown here)

Firms connected to In Tune Financial

Other FCA-listed firms that share a director, phone number or address with In Tune Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like In Tune Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lisburn

Willoughby Bespoke Protection LimitedLisburnAppointed representative Select Mortgage & Financial Solutions LtdLisburnAppointed representative Elite Financial ServicesLisburnAuthorised William MageeLisburnAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on In Tune Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 5 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is In Tune Financial Ltd FCA authorised?

In Tune Financial Ltd (FRN 937252) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for In Tune Financial?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. In Tune Financial Ltd (FRN 937252) is an AR of First Complete Limited (FRN 435779). When you use In Tune Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from In Tune Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is In Tune Financial’s phone number?

The FCA register lists the phone number 07817 916929 for In Tune Financial. If you were given different contact details, use these to check with the firm before going any further.

Is In Tune Financial a scam or clone?

In Tune Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with In Tune Financial?

Protection works through First Complete Limited, the principal firm responsible for In Tune Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Does In Tune Financial use any other names?

It has previously used 2 other names: Duncan Campbell and Vantage Health and Life.