Incentive Cars Limited

Reference number: 670953

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When incentivecars.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 457 7644 is
  • Who else gives the postcode B61 0QY
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07369810
Company status
Active
Company type
Private limited company
Incorporated
8 September 2010 (16 years old)
Registered office
Estate House, 144 Evesham Street, Redditch, Worcestershire, B97 4HP
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew John Chodkowski Director Dec 1972 8 Sep 2010 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Total equity

£288k

−9.1% from £317k

Cash at bank

£193k

−20% from £240k

Employees (average)

3

Same as 3

Owed within a year

£52.0k

+20% from £43.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07369810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Incentive Cars’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2019

23 August 2019

  • Lynn Elizabeth Chodkowski became a part-owner (25–50% of shares)

Companies House

2016

1 July 2016

  • Matthew John Chodkowski became the majority owner (50–75% of shares)

Companies House

2015

13 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

8 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Incentive Cars

Other FCA-listed firms that share a director, phone number or address with Incentive Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Incentive Cars

Other firms of the same type (car dealer), nearest first.

In Bromsgrove

Abbey Vehicle Contracts LimitedBromsgroveAuthorisedAgility UK LimitedBromsgroveAuthorisedChurchill 4 x 4 LimitedBromsgroveAuthorisedCps Performance Cars LtdBromsgroveAuthorisedKeyworth Car Sales LtdBromsgroveAuthorisedShuker Cars LtdBromsgroveAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Incentive Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Incentive Cars Limited FCA authorised?
Yes, Incentive Cars Limited (FRN 670953) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Incentive Cars’ phone number and website?
The FCA register lists the phone number 0121 457 7644 and the website incentivecars.co.uk for Incentive Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Incentive Cars a scam or clone?
Incentive Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Incentive Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Incentive Cars handles your money, so check the specific product before you commit. You can also refer complaints about Incentive Cars to the Financial Ombudsman Service, free of charge.
Who owns Incentive Cars?
Companies House lists 2 people with significant control of Incentive Cars: Mr Matthew John Chodkowski (50–75% of shares) and Mrs Lynn Elizabeth Chodkowski (25–50% of shares).
Who runs Incentive Cars?
Companies House lists one director of Incentive Cars: Matthew John Chodkowski.
How long has Incentive Cars been in business?
The company was formed on 8 September 2010, and has held its current FCA authorisation since February 2015.
What do Incentive Cars’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £288k (−9.1% from £317k) and cash at bank of £193k (−20% from £240k).

Sources and links

The full report on Incentive Cars Limited

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