Incorporate Insurance Services Limited

Reference number: 309312

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When incorporategroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 9002 5809 is
  • Who else gives the postcode BT9 6DJ
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Incorporate Trading name: A name it trades under now.
  • Kerr Henderson (General Insurance Services) Limited Former name: A name it was registered under before.
  • Belfast Telegraph Insurance Services Former trading name: A name it used to trade under.
  • Derry Journal Insurance Services Former trading name: A name it used to trade under.
  • Kerr Henderson Former trading name: A name it used to trade under.
  • Newsletter Insurance Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 May 1994 (32 years old)
Registered office
16 Wellington Park, Belfast, BT9 6DJ, Northern Ireland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
John Robert Henderson Kerr Director Apr 1969 25 May 1994 14 other companies
Norman Frazer Evans Director Jun 1954 1 Oct 2023 25 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
39
closed down
13
are FCA-registered
6

In the full report: all 39 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Total equity

£427k

+33% from £321k

Cash at bank

£658k

No earlier figure to compare

Owed within a year

£371k

+99% from £186k

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI028521. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Incorporate Insurance Services’s history from the FCA register and Companies House, newest first.

2024

25 September 2024

  • Changed its registered name from "Kerr Henderson (General Insurance Services) Limited"

FCA register

31 May 2024

  • Andrew Patrick Rodgers no longer has significant control

Companies House

2023

7 September 2023

  • Jrhk Holdings Ltd became the majority owner (50–75% of shares)
  • Kerr Henderson (Employee Benefits) Limited stopped being a part-owner

Companies House

2016

6 April 2016

  • Andrew Patrick Rodgers gained significant control
  • John Robert Henderson Kerr became a part-owner (25–50% of shares)
  • Kerr Henderson (Employee Benefits) Limited became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1994

25 May 1994

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (11 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Incorporate Insurance Services

Other FCA-listed firms that share a director, phone number or address with Incorporate Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 5 past links through former directors
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Firms like Incorporate Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Belfast

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Incorporate Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 39 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 39 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Incorporate Insurance Services Limited FCA authorised?
Yes, Incorporate Insurance Services Limited (FRN 309312) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Incorporate Insurance Services’ phone number and website?
The FCA register lists the phone number 028 9002 5809 and the website incorporategroup.co.uk for Incorporate Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Incorporate Insurance Services a scam or clone?
Incorporate Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Incorporate Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Incorporate Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Incorporate Insurance Services?
Incorporate Insurance Services is owned by Jrhk Holdings Ltd, which holds 50–75% of shares, since 7 September 2023. Before that, it was controlled by Kerr Henderson (Employee Benefits) Limited and Mr Andrew Patrick Rodgers.
Who runs Incorporate Insurance Services?
Companies House lists 2 directors of Incorporate Insurance Services: John Robert Henderson Kerr and Norman Frazer Evans.
How long has Incorporate Insurance Services been in business?
The company was formed on 25 May 1994, and has held its current FCA authorisation since January 2005.
What do Incorporate Insurance Services’ latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £427k (+33% from £321k) and cash at bank of £658k (no earlier figure to compare).
Does Incorporate Insurance Services use any other names?
It trades as Incorporate. It has previously used 5 other names, including Kerr Henderson (General Insurance Services) Limited, Belfast Telegraph Insurance Services and Derry Journal Insurance Services.

Sources and links

The full report on Incorporate Insurance Services Limited

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