Independent Broking Solutions Limited

Reference number: 312026

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ibsbroking.com first appeared online, and whether it can receive email
  • What kind of line 07908 556519 is, and the 2 other firms that give it
  • Whether EC3V 9DF is a shared office: 22 other firms give it
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Other names (50)

If you were contacted under any of these names, it is this firm.

  • Aelia Trading name
  • Aircraft Risk Company (London) Trading name
  • AJB Coverholder Solutions Trading name
  • AMI Speciality Trading name
  • ARC Trading name
  • ARC (London) Trading name
  • Ardent Global Risks Trading name
  • Ardent Global Risks Broking Trading name
  • Ardent GR Trading name
  • Atlantic Intermediaries Trading name
  • Celebrus Risk Trading name
  • Citax Specialty Risks Trading name
  • CQB Trading name
  • CRG International Trading name
  • Cyberteq Oversight Trading name
  • Densura Trading name
  • IBS Trading name
  • James Steele & Associates Trading name
  • MASMAK Trading name
  • MASMAK International Trading name
  • Next Level Trading name
  • One 2B Risk Solutions Trading name
  • Optimum Specialty Risks Trading name
  • Orbio Trading name
  • Practition Trading name
  • STS Trading name
  • Trivera Trading name
  • Up Digital Trading name
  • Up Digital Risk Trading name
  • Vanguard Trading name
  • Volt Trading name
  • Whetstone Trading name
  • Whetstone Healthcare Trading name
  • AIM Speciality Former trading name
  • AIM Specialty Former trading name
  • AJB Coverholders Former trading name
  • CANNGEN Former trading name
  • Digital Oversight Solutions Former trading name
  • Excessweather Former trading name
  • Flexport Solutions Former trading name
  • Funeral Protect Former trading name
  • Giant Risk Former trading name
  • IPwe Former trading name
  • Jackson Ross London Former trading name
  • Kharis Wealth Former trading name
  • Malakut Former trading name
  • Medicainsure Former trading name
  • MEDIRISK Former trading name
  • Reposit Former trading name
  • Tedworth Square Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • The Firm must not conduct regulated activity connected to Stephen Marriner and associated James Steele entities or enter into new Appointed Representative appointments without FCA consent.
    Independent Broking Solutions Limited (the “Firm”) applies under section 55L(5)(a) of the Financial Services and Markets Act 2000 (“FSMA”) for the Financial Conduct Authority (the “FCA”) to impose the following requirements (the “Requirements”) on the Part 4A permission of the Firm as set out in the terms below. Restriction on regulated activities 1. The Firm must not, without the prior written consent of the FCA, conduct any business under the trading name James Steele & Associates, and should remove this trading name from the FCA Register with immediate effect. 2. The Firm must immediately cease all regulated activity conducted by, through, or in connection with Stephen Marriner, James Steele & Associates Ltd, and James Steele and Company Limited, except where necessary for the Firm, via its placement, processing and accounting teams, to manage policies, process claims or complete business in the course of completion in order to protect the interests of customers previously held by James Steele & Associates Ltd during its appointment as an appointed representative of the Firm. 3. The Firm must not, without the prior written consent of the FCA, enter into any new agreement or arrangement with an Appointed Representative or Introducer Appointed Representative until the FCA is satisfied that the Firm's revised onboarding and monitoring arrangements meet the requirements of SUP 12. 4. The Requirements in this application are to take effect immediately on their acceptance by the FCA and notification of such to the Firm by email. These Requirements will remain in force unless and until varied or cancelled by the FCA.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00616849
Company status
Active
Company type
Private limited company
Incorporated
16 December 1958 (67 years old)
Registered office
1 George Yard, 4th Floor, London, EC3V 9DF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Beresford Readings Director Jun 1952 10 May 2004 57 other companies
Jonathan David Sprules Director Jun 1968 1 Jun 2018 11 other companies
Michael Joseph Davis Director May 1964 6 Dec 2019 2 other companies
Peter Bangsgaard Director Apr 1973 12 Jun 2026 None
Julius Andre Petersson Director May 1991 6 Aug 2026 None
Lourene Lopez Secretary Not published 1 Jan 2026 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
66
closed down
28
are FCA-registered
22

In the full report: all 66 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 22 on the FCA register, including one no longer authorised
  • The 4 companies these 5 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Net assets

£1.06m

+40% from £759k

Cash at bank

£8.87m

+11% from £8.00m

Employees (average)

16

−5.9% from 17

Owed within a year

£32.9m

+26% from £26.1m

The accounts for the year to 31 December 2024 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £195k, for the year to 31 December 2019.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00616849. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Broking Solutions’s history from the FCA register and Companies House, newest first.

Key events (9) All events (110)

2026

3 August 2026

  • FCA imposed a requirement (The Firm must not conduct regulated activity connected to Stephen Marriner and associated James Steele entities or enter into new Appointed Representative appointments without FCA consent.)

FCA register

2025

16 May 2025

  • Independent Services Group Limited gave up control
  • Wecoya Nordics & Baltic Underwriting Gmbh took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Independent Services Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

1 November 2002

  • Board replaced: both directors left and 2 new directors took over

Companies House

1958

16 December 1958

  • Incorporated at Companies House

Companies House

In the full report: all 110 events

  • All 110 events in its history (9 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Independent Broking Solutions

Other FCA-listed firms that share a director, phone number or address with Independent Broking Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its postcode
9

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same postcode (9)
  • Who links each one: the named directors, with dates
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Firms like Independent Broking Solutions

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Broking Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 66 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 110 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Independent Broking Solutions Limited FCA authorised?
Yes, Independent Broking Solutions Limited (FRN 312026) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Independent Broking Solutions’ phone number and website?
The FCA register lists the phone number 07908 556519 and the website ibsbroking.com for Independent Broking Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Independent Broking Solutions a scam or clone?
Independent Broking Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Broking Solutions?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Broking Solutions to the Financial Ombudsman Service, free of charge.
Who owns Independent Broking Solutions?
Independent Broking Solutions is owned by Wecoya Nordics & Baltic Underwriting Gmbh, which holds 75–100% of shares and 75–100% of votes, since 16 May 2025. Before that, it was controlled by Independent Services Group Limited.
Who runs Independent Broking Solutions?
Companies House lists 5 directors of Independent Broking Solutions: Nicholas Beresford Readings, Jonathan David Sprules, Michael Joseph Davis, Peter Bangsgaard and Julius Andre Petersson.
How long has Independent Broking Solutions been in business?
The company was formed on 16 December 1958, and has held its current FCA authorisation since January 2005.
What do Independent Broking Solutions’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £1.06m (+40% from £759k) and cash at bank of £8.87m (+11% from £8.00m).
Does Independent Broking Solutions use any other names?
It trades as Aelia, Aircraft Risk Company (London), AJB Coverholder Solutions, AMI Speciality and ARC, and 28 more names. It has previously used 17 other names, including AIM Speciality, AIM Specialty and AJB Coverholders.

Sources and links

The full report on Independent Broking Solutions Limited

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