Independent Financial Advisor Limited

Reference number: 447461

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rosebridgeltd.com first appeared online, and whether it can receive email
  • What kind of line 01204 300010 is
  • Who else gives the postcode BL0 9AJ
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Group IFA Trading name
  • IFA Wealth Management Trading name
  • Rosebridge Trading name
  • Independent Financial Advisor Ltd Former name
  • Kilminster Financial Management Bolton Former trading name
  • Rosebridge Wealth Management Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05246224
Company status
Active
Company type
Private limited company
Incorporated
30 September 2004 (22 years old)
Registered office
The Grants 11 Market Place, Ramsbottom, Bury, BL0 9AJ, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Phillip Rose Director Dec 1966 1 Apr 2006 32 other companies
Gareth John Griffiths Director Apr 1970 27 Jun 2018 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
17
are FCA-registered
6

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 5 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£1.21m

+25% from £967k

Cash at bank

£330k

−16% from £395k

Employees (average)

27

+17% from 23

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05246224. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Financial Advisor’s history from the FCA register and Companies House, newest first.

Key events (7) All events (25)

2026

3 June 2026

  • Changed its registered name from "Independent Financial Advisor Ltd"

FCA register

2016

30 September 2016

  • IFA Private Clients Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

1 April 2006

  • Board replaced: its only director left and a new director took over

Companies House

21 March 2006

  • Became authorised by the FCA

FCA register

9 February 2006

  • Regulated by the Financial Services Authority from this date

FCA register

2004

30 September 2004

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Independent Financial Advisor

Other FCA-listed firms that share a director, phone number or address with Independent Financial Advisor. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its postcode
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Independent Financial Advisor

Other firms of the same type (financial adviser), nearest first.

In Bury

C Heslop Financial Services LimitedBuryAuthorisedFrederick WaltersBuryAuthorisedHolcombe Wealth Management LimitedBuryAuthorisedJames CunninghamBuryAuthorisedKingswood Wealth Management LimitedBuryAuthorisedMarquee Wealth Management LimitedBuryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Financial Advisor

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Independent Financial Advisor Limited FCA authorised?
Yes, Independent Financial Advisor Limited (FRN 447461) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Independent Financial Advisor’s phone number and website?
The FCA register lists the phone number 01204 300010 and the website rosebridgeltd.com for Independent Financial Advisor. If you were given different contact details, use these to check with the firm before going any further.
Is Independent Financial Advisor a scam or clone?
Independent Financial Advisor is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Financial Advisor?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Financial Advisor to the Financial Ombudsman Service, free of charge.
Who owns Independent Financial Advisor?
Independent Financial Advisor is owned by IFA Private Clients Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 September 2016.
Who runs Independent Financial Advisor?
Companies House lists 2 directors of Independent Financial Advisor: Phillip Rose and Gareth John Griffiths.
How long has Independent Financial Advisor been in business?
The company was formed on 30 September 2004, and has held its current FCA authorisation since March 2006.
What do Independent Financial Advisor’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £1.21m (+25% from £967k) and cash at bank of £330k (−16% from £395k).
Does Independent Financial Advisor use any other names?
It trades as Group IFA, IFA Wealth Management and Rosebridge. It has previously used 3 other names: Independent Financial Advisor Ltd, Kilminster Financial Management Bolton and Rosebridge Wealth Management.

Sources and links

The full report on Independent Financial Advisor Limited

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