Independent Growth Finance Limited

Reference number: 775198

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When igfgroup.com first appeared online, and whether it can receive email
  • What kind of line 01737 238300 is, and the 3 other firms that give it
  • Who else gives the postcode RH1 1SG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • IGF Independent Growth Finance Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10077673
Company status
Active
Company type
Private limited company
Incorporated
22 March 2016 (10 years old)
Registered office
Kingsgate, High Street, Redhill, RH1 1SG, England
Nature of business
  • Activities of head offices (SIC 70100)

Directors and company secretaries

Name Role Born Appointed Other companies
John Michael Hudson Director Jul 1968 11 Apr 2016 10 other companies
Peter William Ralph Director May 1979 20 May 2016 18 other companies
John Richard Allbrook Director Nov 1961 23 May 2019 19 other companies
Stephen Michael Moore Director May 1962 27 Aug 2019 14 other companies
Steven Jonathan Chait Director Feb 1965 27 Sep 2023 3 other companies
Amy Margaret Garces Director Oct 1974 20 Nov 2025 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
60
closed down
29
are FCA-registered
6

In the full report: all 60 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 4 companies these 6 directors run together
  • All 12 people who have ever been directors, with their dates
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Key dates in its history

Independent Growth Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (24)

2023

26 June 2023

  • Peter Hallett took control (75–100% of shares)
  • Spring Ventures Nominees Limited stopped being the majority owner

Companies House

2017

2 May 2017

  • Registered with the FCA

FCA register

2016

11 April 2016

  • Spring Ventures Nominees Limited became the majority owner (50–75% of shares)

Companies House

22 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (5 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Independent Growth Finance

Other FCA-listed firms that share a director, phone number or address with Independent Growth Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its phone number
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (3), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Get the full report on Independent Growth Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 60 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 24 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Independent Growth Finance Limited FCA authorised?
Independent Growth Finance Limited (FRN 775198) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Independent Growth Finance’s phone number and website?
The FCA register lists the phone number 01737 238300 and the website igfgroup.com for Independent Growth Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Independent Growth Finance a scam or clone?
Independent Growth Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Independent Growth Finance?
Money you hand to Independent Growth Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Independent Growth Finance?
Companies House lists one person with significant control of Independent Growth Finance: Mr Peter Hallett (75–100% of shares). Before that, it was controlled by Spring Ventures Nominees Limited.
Who runs Independent Growth Finance?
Companies House lists 6 directors of Independent Growth Finance: John Michael Hudson, Peter William Ralph, John Richard Allbrook, Stephen Michael Moore, Steven Jonathan Chait and Amy Margaret Garces.
How long has Independent Growth Finance been in business?
The company was formed on 22 March 2016.
Does Independent Growth Finance use any other names?
It trades as IGF Independent Growth Finance.

Sources and links

The full report on Independent Growth Finance Limited

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