Independent Insurance Bureau Limited

Reference number: 309515

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When iibinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01530 415271 is
  • Who else gives the postcode LE65 1JW
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • IIB Trading name
  • T Heap & Co Trading name
  • Whitman Gowdridge Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
03353831
Company status
Active
Company type
Private limited company
Incorporated
16 April 1997 (29 years old)
Registered office
Prospect House, 6 Brookside, Ashby De La Zouch, Leicestershire, LE65 1JW, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Carole Gadsby Director Mar 1966 16 Apr 1997 3 other companies
Paul Leigh Gadsby Director Aug 1966 19 Apr 2023 7 other companies
Matthew Richard Kilgallen Director Oct 1971 4 Oct 2023 3 other companies
Jordan Gadsby Director May 1993 1 Mar 2025 1 other company
Carole Gadsby Secretary Not published 16 Apr 1997 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
still active
8
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 4 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£273k

+15% from £236k

Cash at bank

£723k

−48% from £1.40m

Employees (average)

26

No earlier figure to compare

Owed within a year

£1.34m

−45% from £2.43m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03353831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Insurance Bureau’s history from the FCA register and Companies House, newest first.

Key events (10) All events (28)

2023

4 October 2023

  • Carole Gadsby stopped being a part-owner

Companies House

2022

1 November 2022

  • Iib Holdings Ltd became a part-owner (25–50% of shares)
  • Justin Michael Crocker stopped being a part-owner

Companies House

2016

17 June 2016

  • Justin Michael Crocker became a part-owner (25–50% of shares)

Companies House

17 April 2016

  • Carole Gadsby became a part-owner (25–50% of shares)
  • Paul Leigh Gadsby became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1997

16 April 1997

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (10 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Independent Insurance Bureau

Other FCA-listed firms that share a director, phone number or address with Independent Insurance Bureau. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Independent Insurance Bureau

Other firms of the same type (insurance broker), nearest first.

In Ashby-de-la-Zouch

Advance Insurance Services (Midlands) LtdAshby-de-la-ZouchAuthorisedLesley BennettAshby-De-La-ZouchAppointed representative

In the Leicester (LE) postcode area

Sytner Group LimitedLeicesterAuthorisedAllbright Bishop Rowley LimitedLeicesterAuthorisedAllsopp Kanabar LimitedLeicesterAuthorisedAmber Insurance Management LtdLeicesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Insurance Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Independent Insurance Bureau Limited FCA authorised?
Yes, Independent Insurance Bureau Limited (FRN 309515) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Independent Insurance Bureau’s phone number and website?
The FCA register lists the phone number 01530 415271 and the website iibinsurance.co.uk for Independent Insurance Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Independent Insurance Bureau a scam or clone?
Independent Insurance Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Insurance Bureau?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Insurance Bureau to the Financial Ombudsman Service, free of charge.
Who owns Independent Insurance Bureau?
Companies House lists 2 people with significant control of Independent Insurance Bureau: Iib Holdings Ltd (25–50% of shares) and Mr Paul Leigh Gadsby (25–50% of shares). Before that, it was controlled by Mrs Carole Gadsby and Mr Justin Michael Crocker.
Who runs Independent Insurance Bureau?
Companies House lists 4 directors of Independent Insurance Bureau: Carole Gadsby, Paul Leigh Gadsby, Matthew Richard Kilgallen and Jordan Gadsby.
How long has Independent Insurance Bureau been in business?
The company was formed on 16 April 1997, and has held its current FCA authorisation since January 2005.
What do Independent Insurance Bureau’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £273k (+15% from £236k) and cash at bank of £723k (−48% from £1.40m).
Does Independent Insurance Bureau use any other names?
It trades as IIB, T Heap & Co and Whitman Gowdridge.

Sources and links

The full report on Independent Insurance Bureau Limited

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