Independent Loss Adjusters Limited

Reference number: 979706

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ilauk.co.uk first appeared online, and whether it can receive email
  • What kind of line 07701 330562 is
  • Who else gives the postcode WS7 3JQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Independent Public Loss Adjusters Trading name
  • Public Loss Adjusters (Midlands) Ltd. Former name

FCA permissions and consumer protection

  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Assisting in the administration and performance of a contract of insurance

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11789265
Company status
Active
Company type
Private limited company
Incorporated
25 January 2019 (7 years old)
Registered office
7 - 8 Britannia Business Park, Comet Way, Southend On Sea, Essex, SS2 6GE, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Anthony Williamson Director Jan 1980 25 Jan 2019 4 other companies
Roger Topping Director Apr 1957 8 Aug 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Full accountsNot audited

Net assets

£55.3k

+54% from £35.9k

Cash at bank

£35.6k

−4.4% from £37.2k

Owed within a year

£142k

+30% from £109k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11789265. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Loss Adjusters’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2023

6 August 2023

  • Changed its registered name from "Public Loss Adjusters (Midlands) Ltd."

FCA register

1 June 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

27 August 2020

  • Andrew Martin Price stopped being a part-owner

Companies House

2019

1 September 2019

  • Andrew Martin Price became a part-owner (25–50% of shares)

Companies House

25 January 2019

  • Incorporated at Companies House
  • Michael Anthony Williamson became the majority owner (50–75% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Independent Loss Adjusters

Other FCA-listed firms that share a director, phone number or address with Independent Loss Adjusters. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Independent Loss Adjusters

Other firms of the same type (insurance broker), nearest first.

In Burntwood

S J R Spencer, P Smith & T M RodenBurntwoodAppointed representative

In the Walsall (WS) postcode area

Homeserve Membership LimitedWalsallAuthorisedA K P Insurance ServicesWalsallAuthorisedCampbells Insurance Consultants LimitedWalsallAuthorisedFarmcare Insurance Services LimitedLichfieldAuthorisedJ J Brokers LtdCannockAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Loss Adjusters

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Independent Loss Adjusters Limited FCA authorised?
Yes, Independent Loss Adjusters Limited (FRN 979706) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2023 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Independent Loss Adjusters’ phone number and website?
The FCA register lists the phone number 07701 330562 and the website ilauk.co.uk for Independent Loss Adjusters. If you were given different contact details, use these to check with the firm before going any further.
Is Independent Loss Adjusters a scam or clone?
Independent Loss Adjusters is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Loss Adjusters?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Loss Adjusters to the Financial Ombudsman Service, free of charge.
Who owns Independent Loss Adjusters?
Companies House lists one person with significant control of Independent Loss Adjusters: Mr Michael Anthony Williamson (50–75% of shares). Before that, it was controlled by Mr Andrew Martin Price.
Who runs Independent Loss Adjusters?
Companies House lists 2 directors of Independent Loss Adjusters: Michael Anthony Williamson and Roger Topping.
How long has Independent Loss Adjusters been in business?
The company was formed on 25 January 2019, and has held its current FCA authorisation since June 2023.
What do Independent Loss Adjusters’ latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £55.3k (+54% from £35.9k) and cash at bank of £35.6k (−4.4% from £37.2k).
Does Independent Loss Adjusters use any other names?
It trades as Independent Public Loss Adjusters. It has previously used the name Public Loss Adjusters (Midlands) Ltd..

Sources and links

The full report on Independent Loss Adjusters Limited

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