Independent Mortgages2 Ltd

Reference number: 459687

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When independentmortgages2.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8442 0111 is, and the other firm that gives it
  • Who else gives the postcode N2 8AY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Independent Mortgages 2 Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 October 2006 (20 years old)
Registered office
257 East End Road, London, N2 8AY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Gerard Joseph O'Sullivan Director Sep 1956 1 Jun 2026 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Total equity

£38.6k

−25% from £51.6k

Cash at bank

£43.3k

−21% from £54.7k

Employees (average)

2

Same as 2

Owed within a year

£7,155

+26% from £5,701

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05956811. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Mortgages2’s history from the FCA register and Companies House, newest first.

2026

1 June 2026

  • Board replaced: all 4 directors left and a new director took over
  • Daffodil Mortgages Ltd took control (75–100% of shares)
  • Nicholas Stuart Rogers no longer has significant control
  • Wayne Mark Peacock no longer has significant control

Companies House

2016

6 April 2016

  • Nicholas Stuart Rogers gained significant control
  • Wayne Mark Peacock gained significant control

Companies House

2015

16 October 2015

  • Changed its registered name from "Independent Mortgages 2 Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

12 January 2007

  • Regulated by the Financial Services Authority from this date
  • Applied to cancel its FCA authorisation

FCA register

2006

5 October 2006

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (11 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Independent Mortgages2

Other FCA-listed firms that share a director, phone number or address with Independent Mortgages2. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Independent Mortgages2

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Mortgages2

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 22 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Independent Mortgages2 Ltd FCA authorised?
Independent Mortgages2 Ltd (FRN 459687) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Independent Mortgages2’s phone number and website?
The FCA register lists the phone number 020 8442 0111 and the website independentmortgages2.co.uk for Independent Mortgages2. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Independent Mortgages2 a scam or clone?
Independent Mortgages2 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Mortgages2?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Mortgages2 to the Financial Ombudsman Service, free of charge.
Who owns Independent Mortgages2?
Independent Mortgages2 is owned by Daffodil Mortgages Ltd, which holds 75–100% of shares, since 1 June 2026. Before that, it was controlled by Mr Wayne Mark Peacock and Mr Nicholas Stuart Rogers.
Who runs Independent Mortgages2?
Companies House lists one director of Independent Mortgages2: Gerard Joseph O'Sullivan.
How long has Independent Mortgages2 been in business?
The company was formed on 5 October 2006.
What do Independent Mortgages2’s latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of £38.6k (−25% from £51.6k) and cash at bank of £43.3k (−21% from £54.7k).
Does Independent Mortgages2 use any other names?
It has previously used the name Independent Mortgages 2 Limited.

Sources and links

The full report on Independent Mortgages2 Ltd

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