Indoor Living Limited

Reference number: 1059779

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • INDOOR LIVING LIMITED (FRN 1059779) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not INDOOR LIVING.
  • Example: if INDOOR LIVING refers you to a financial adviser, the advice should come from the principal firm, not from INDOOR LIVING itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When payityourway.co.uk first appeared online, and whether it can receive email
  • What kind of line 07519 502749 is
  • Who else gives the postcode WA9 4HY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pay It Your Way Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 April 2024 (2 years old)
Registered office
4 & 5 Brindley Road, Reginald Road Industrial Estate, St. Helens, WA9 4HY, England
Nature of business
  • Wholesale of furniture, carpets and lighting equipment (SIC 46470)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Dobson Director May 1987 29 Apr 2024 6 other companies
Lee Dobson Director Nov 1982 29 Apr 2024 1 other company
Paul Adam Eddleston Director Apr 1989 1 Aug 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£9,016

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£13.1k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £9,016 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15691574. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Indoor Living’s history from the FCA register and Companies House, newest first.

2026

14 July 2026

  • Became an introducer appointed representative

FCA register

2024

29 April 2024

  • Incorporated at Companies House
  • Living Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Indoor Living

Other firms of the same type (credit broker), nearest first.

In St. Helens

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Indoor Living

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 7 events in its history

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Frequently asked questions about this firm

Is Indoor Living Limited FCA authorised?
Indoor Living Limited (FRN 1059779) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Indoor Living?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Indoor Living Limited (FRN 1059779) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Indoor Living. Example: if Indoor Living refers you to a financial adviser, the advice should come from the principal firm, not from Indoor Living itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Indoor Living’s phone number and website?
The FCA register lists the phone number 07519 502749 and the website payityourway.co.uk for Indoor Living. If you were given different contact details, use these to check with the firm before going any further.
Is Indoor Living a scam or clone?
Indoor Living is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Indoor Living?
Protection works through Snap Finance Limited, the principal firm responsible for Indoor Living's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Indoor Living?
Indoor Living is owned by Living Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 April 2024.
Who runs Indoor Living?
Companies House lists 3 directors of Indoor Living: Christopher Dobson, Lee Dobson and Paul Adam Eddleston.
How long has Indoor Living been in business?
The company was formed on 29 April 2024.
What do Indoor Living’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£9,016 (no earlier figure to compare).
Does Indoor Living use any other names?
It trades as Pay It Your Way.

Sources and links

The full report on Indoor Living Limited

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