Infinite Financial Services Ltd

Reference number: 524419

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Infinite Financial Services Ltd (FRN 524419) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Infinite Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Infinite Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When infinite-fs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01257 733012 is
  • Who else gives the postcode PR2 3NB
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Fee Free Military Mortgage Advice Trading name: A name it trades under now.
  • Patrick James Solutions Trading name: A name it trades under now.
  • PJS Trading name: A name it trades under now.
  • Fee Free Military Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
INFINITE FINANCIAL SERVICES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
27 April 2010 (16 years old)
Registered office
21 Beech Drive, Fulwood, Preston, PR2 3NB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Farzad Ferdowsian Director Feb 1978 27 Apr 2010 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£193k

+16% from £167k

Cash at bank

£37.8k

No earlier figure to compare

Owed within a year

£65.8k

+51% from £43.6k

No turnover or profit for the year to 31 March 2026: the accounts print them but do not tag them. The last tagged figures are £609k turnover and £137k profit, for the year to 31 March 2020.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07236201. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Infinite Financial Services’s history from the FCA register and Companies House, newest first.

2026

30 March 2026

  • Ian Bushell stopped being a part-owner
  • Jennifer Ferdowsian became a part-owner (25–50% of shares)

Companies House

2017

27 April 2017

  • Farzad Ferdowsian became the majority owner (50–75% of shares)
  • Ian Bushell became a part-owner (25–50% of shares)

Companies House

2010

21 May 2010

  • Became an appointed representative

FCA register

27 April 2010

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Infinite Financial Services

Other FCA-listed firms that share a director, phone number or address with Infinite Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Infinite Financial Services

Other firms of the same type (financial adviser), nearest first.

In Preston

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Infinite Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Infinite Financial Services Ltd FCA authorised?
Infinite Financial Services Ltd (FRN 524419) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Infinite Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Infinite Financial Services Ltd (FRN 524419) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Infinite Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Infinite Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Infinite Financial Services’ phone number and website?
The FCA register lists the phone number 01257 733012 and the website infinite-fs.co.uk for Infinite Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Infinite Financial Services a scam or clone?
Infinite Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Infinite Financial Services?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Infinite Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Infinite Financial Services?
Companies House lists 2 people with significant control of Infinite Financial Services: Mr Farzad Ferdowsian (50–75% of shares) and Mrs Jennifer Ferdowsian (25–50% of shares). Before that, it was controlled by Mr Ian Bushell.
Who runs Infinite Financial Services?
Companies House lists one director of Infinite Financial Services: Farzad Ferdowsian.
How long has Infinite Financial Services been in business?
The company was formed on 27 April 2010.
What do Infinite Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £193k (+16% from £167k) and cash at bank of £37.8k (no earlier figure to compare).
Does Infinite Financial Services use any other names?
It trades as Fee Free Military Mortgage Advice, Patrick James Solutions and PJS. It has previously used the name Fee Free Military Mortgages.

Sources and links

The full report on Infinite Financial Services Ltd

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