On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Ropemaker Place, 28 Ropemaker Street, London, EC2Y 9HD, United Kingdom
In the full report: 1 background check
- Who else gives the postcode EC2Y 9HD
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14256697 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 July 2022 (4 years old)
- Registered office
- Ropemaker Place, 28 Ropemaker Street, London, EC2Y 9HD, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kunal Gujadhur | Director | May 1985 | 26 Jul 2022 | 4 other companies |
| Patrick Wolfgang Bernd Ottersbach | Director | Apr 1983 | 26 Jul 2022 | 11 other companies |
| Anup Patel | Director | Apr 1978 | 26 Jul 2022 | 23 other companies |
| Alana Christopher | Secretary | Not published | 1 Sep 2026 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 32
- closed down
- 12
- went insolvent
- 1
In the full report: all 32 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
- The 4 companies these 3 directors run together
Key dates in its history
Infinity UK Borrower 1’s history from the FCA register and Companies House, newest first.
2025
30 May 2025
- Registered with the FCA
FCA register
2022
26 July 2022
- Incorporated at Companies House
- Infinity UK Holdco 1 Limited took control (75–100% of shares)
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms connected to Infinity UK Borrower 1
Other FCA-listed firms that share a director, phone number or address with Infinity UK Borrower 1. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Infinity UK Borrower 1
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 32 other companies its directors have run, named
- 1 background check on its contact details
- All 6 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Infinity UK Borrower 1 Limited FCA authorised?
Is Infinity UK Borrower 1 a scam or clone?
Is my money safe with Infinity UK Borrower 1?
Who owns Infinity UK Borrower 1?
Who runs Infinity UK Borrower 1?
How long has Infinity UK Borrower 1 been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk