Inform Financial Solutions Limited

Reference number: 1040922

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Inform Financial Solutions Limited (FRN 1040922) is an AR of HL Partnership Limited (FRN 303397). When you use Inform Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Inform Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07392 086622

  • Address

    Unit 15/16, Colmworth Business Park, Eaton Socon, St. Neots, Cambridgeshire, PE19 8ER, United Kingdom

In the full report: 2 background checks

  • What kind of line 07392 086622 is
  • Who else gives the postcode PE19 8ER
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Inform Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 May 2025 (1 year old)
Registered office
Unit 15 & 16 Colmworth Business Park, Eaton Socon, St. Neots, PE19 8ER, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
John Patrick Delaney Director May 1957 28 May 2025 None
Phillip Morgan Director Oct 1967 28 May 2025 1 other company
Heren Patel Director May 1987 28 May 2025 9 other companies
Heren Patel Secretary Not published 28 May 2025 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
still active
10

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Inform Financial Solutions’s history from the FCA register and Companies House, newest first.

2025

8 September 2025

  • Became an appointed representative

FCA register

28 May 2025

  • Incorporated at Companies House
  • Mentiumuk Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Inform Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Inform Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Inform Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In St. Neots

In the Peterborough (PE) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Inform Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Inform Financial Solutions Limited FCA authorised?
Inform Financial Solutions Limited (FRN 1040922) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Inform Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Inform Financial Solutions Limited (FRN 1040922) is an AR of HL Partnership Limited (FRN 303397). When you use Inform Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Inform Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Inform Financial Solutions’ phone number?
The FCA register lists the phone number 07392 086622 for Inform Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Inform Financial Solutions a scam or clone?
Inform Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Inform Financial Solutions?
Protection works through HL Partnership Limited, the principal firm responsible for Inform Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Inform Financial Solutions?
Companies House lists one person with significant control of Inform Financial Solutions: Mentiumuk Limited (25–50% of shares).
Who runs Inform Financial Solutions?
Companies House lists 3 directors of Inform Financial Solutions: John Patrick Delaney, Phillip Morgan and Heren Patel.
How long has Inform Financial Solutions been in business?
The company was formed on 28 May 2025.
Does Inform Financial Solutions use any other names?
It trades as Inform Mortgages.

Sources and links

The full report on Inform Financial Solutions Limited

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