Ink Employee Benefits Limited

Reference number: 609071

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theinkgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01858 810200 is
  • Who else gives the postcode LE16 7QU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Ink Group Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 August 2013 (13 years old)
Registered office
18 The Point, Market Harborough, LE16 7QU, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
William John Johnson Director Aug 1979 22 Aug 2013 5 other companies
Ruth Danielle Johnson Director Nov 1963 30 Aug 2017 2 other companies
Roisin O'Connor Secretary Not published 31 Jul 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
went insolvent
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£396k

+30% from £305k

Cash at bank

£42.4k

−78% from £189k

Employees (average)

16

+6.7% from 15

Owed within a year

£428k

−25% from £571k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08660956. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ink Employee Benefits’s history from the FCA register and Companies House, newest first.

2024

28 June 2024

  • Hornbeam Holdings Limited took control (75–100% of shares)
  • Ruth Danielle Johnson stopped being a part-owner
  • William John Johnson stopped being a part-owner

Companies House

2016

6 April 2016

  • Ruth Danielle Johnson became a part-owner (25–50% of shares)
  • William John Johnson became a part-owner (25–50% of shares)

Companies House

2014

2 January 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

22 August 2013

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Ink Employee Benefits

Other FCA-listed firms that share a director, phone number or address with Ink Employee Benefits. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Ink Employee Benefits

Other firms of the same type (financial adviser), nearest first.

In Market Harborough

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ink Employee Benefits

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ink Employee Benefits Limited FCA authorised?
Yes, Ink Employee Benefits Limited (FRN 609071) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Ink Employee Benefits’ phone number and website?
The FCA register lists the phone number 01858 810200 and the website theinkgroup.co.uk for Ink Employee Benefits. If you were given different contact details, use these to check with the firm before going any further.
Is Ink Employee Benefits a scam or clone?
Ink Employee Benefits is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ink Employee Benefits?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ink Employee Benefits to the Financial Ombudsman Service, free of charge.
Who owns Ink Employee Benefits?
Ink Employee Benefits is owned by Hornbeam Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 June 2024. Before that, it was controlled by Mrs Ruth Danielle Johnson and Mr William John Johnson.
Who runs Ink Employee Benefits?
Companies House lists 2 directors of Ink Employee Benefits: William John Johnson and Ruth Danielle Johnson.
How long has Ink Employee Benefits been in business?
The company was formed on 22 August 2013, and has held its current FCA authorisation since January 2014.
What do Ink Employee Benefits’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £396k (+30% from £305k) and cash at bank of £42.4k (−78% from £189k).
Does Ink Employee Benefits use any other names?
It trades as The Ink Group.

Sources and links

The full report on Ink Employee Benefits Limited

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