Insight Wealth Limited

Reference number: 470603

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When insight-wealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01603 268080 is, and the 7 other firms that give it
  • Who else gives the postcode NR6 6BF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bob Grapes Financial Planning Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Restriction on activities relating to Non-Standard Assets - effective 26/09/2022
    The firm must not, without the prior written consent of the Authority, carry on any activities relating to non-standard assets (other than VCTs, EISs and ITSs).

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04494355
Company status
Active
Company type
Private limited company
Incorporated
24 July 2002 (24 years old)
Registered office
Insight House 7a Alkmaar Way, Norwich International Business Park, Norwich, Norfolk, NR6 6BF, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
Antony Peter Howard Director Jul 1972 31 Jan 2019 16 other companies
Jason Richard Howard Director Aug 1970 31 Jan 2019 38 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
38
closed down
5
are FCA-registered
10

In the full report: all 38 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 10 on the FCA register, including one no longer authorised
  • The 16 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Total equity

£53.4k

+49% from £35.8k

Cash at bank

£12.2k

−34% from £18.6k

Employees (average)

0

Same as 0

Owed within a year

£29.9k

−39% from £49.1k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04494355. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insight Wealth’s history from the FCA register and Companies House, newest first.

Key events (12) All events (20)

2022

26 September 2022

  • FCA imposed a requirement (Restriction on activities relating to Non-Standard Assets - effective 26/09/2022)

FCA register

2021

14 July 2021

  • Changed its registered name from "Bob Grapes Financial Planning Ltd"

FCA register

2019

31 January 2019

  • Board replaced: both directors left and 2 new directors took over
  • Angela Elizabeth Grapes stopped being a part-owner
  • Insight Financial Associates Limited took control (75–100% of shares)
  • Robert William Grapes stopped being the majority owner

Companies House

2016

6 April 2016

  • Angela Elizabeth Grapes became a part-owner (25–50% of shares)
  • Robert William Grapes became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

1 October 2007

  • Became authorised by the FCA

FCA register

19 July 2007

  • Regulated by the Financial Services Authority from this date

FCA register

2002

24 July 2002

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (12 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Insight Wealth

Other FCA-listed firms that share a director, phone number or address with Insight Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
8
share its phone number
7

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (8), the same phone number (7), the same postcode (8)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Insight Wealth

Other firms of the same type (financial adviser), nearest first.

In Norwich

Alan Boswell & Company LimitedNorwichAuthorisedAcorn Wealth Management Group LimitedNorwichAuthorisedADMS Asset Management LimitedNorwichAuthorisedBroadland Consultants LtdNorwichAuthorisedBuxton Beresford Financial Planning LtdNorwichAuthorisedCapital Tower LimitedNorwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insight Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 38 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Insight Wealth Limited FCA authorised?
Yes, Insight Wealth Limited (FRN 470603) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2007 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Insight Wealth’s phone number and website?
The FCA register lists the phone number 01603 268080 and the website insight-wealth.co.uk for Insight Wealth. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 7 other FCA firms.
Is Insight Wealth a scam or clone?
Insight Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insight Wealth?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Insight Wealth to the Financial Ombudsman Service, free of charge.
Who owns Insight Wealth?
Insight Wealth is owned by Insight Financial Associates Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 January 2019. Before that, it was controlled by Mr Robert William Grapes and Mrs Angela Elizabeth Grapes.
Who runs Insight Wealth?
Companies House lists 2 directors of Insight Wealth: Antony Peter Howard and Jason Richard Howard.
How long has Insight Wealth been in business?
The company was formed on 24 July 2002, and has held its current FCA authorisation since October 2007.
What do Insight Wealth’s latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of £53.4k (+49% from £35.8k) and cash at bank of £12.2k (−34% from £18.6k).
Does Insight Wealth use any other names?
It has previously used the name Bob Grapes Financial Planning Ltd.

Sources and links

The full report on Insight Wealth Limited

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