Inspire Financial (North East) Limited

Reference number: 226301

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Inspire Financial (North East) Limited (FRN 226301) is an AR of Openwork Limited (FRN 408285). When you use Inspire Financial (North East)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Inspire Financial (North East), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ifne.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 516 6326 is
  • Who else gives the postcode SR5 2TA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Joe Bonallie Former name
  • Joseph Bonallie Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17126434
Company status
Active
Company type
Private limited company
Incorporated
30 March 2026 (less than a year old)
Registered office
North East Bic Enterprise Park East, Wearfield, Sunderland, SR5 2TA, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Bonallie Director May 1956 30 Mar 2026 4 other companies
Joanne Pick Director Sep 1981 30 Mar 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Inspire Financial (North East)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2026

11 August 2026

  • Changed its registered name from "Joseph Bonallie"

FCA register

30 March 2026

  • Incorporated at Companies House
  • Joanne Pick became the majority owner (50–75% of shares)
  • Joseph Bonallie became the majority owner (50–75% of shares)

Companies House

2014

3 January 2014

  • Changed its registered name from "Joe Bonallie"

FCA register

2003

14 July 2003

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Inspire Financial (North East)

Other firms of the same type (financial adviser), nearest first.

In the Sunderland (SR) postcode area

Adamson Financial Planning LTDSunderlandAppointed representativeAdvanced IFA LtdSunderlandAppointed representativeBen HughesSunderlandAppointed representativeBrown & Sutherland Associates LimitedSeahamAppointed representativeCity Financial Solutions LimitedSunderlandAppointed representativeGKB Financial Planning LtdSunderlandAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Inspire Financial (North East)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Inspire Financial (North East) Limited FCA authorised?
Inspire Financial (North East) Limited (FRN 226301) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Inspire Financial (North East)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Inspire Financial (North East) Limited (FRN 226301) is an AR of Openwork Limited (FRN 408285). When you use Inspire Financial (North East)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Inspire Financial (North East), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Inspire Financial (North East)’s phone number and website?
The FCA register lists the phone number 0191 516 6326 and the website ifne.co.uk for Inspire Financial (North East). If you were given different contact details, use these to check with the firm before going any further.
Is Inspire Financial (North East) a scam or clone?
Inspire Financial (North East) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Inspire Financial (North East)?
Protection works through Openwork Limited, the principal firm responsible for Inspire Financial (North East)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Inspire Financial (North East)?
Companies House lists 2 people with significant control of Inspire Financial (North East): Mr Joseph Bonallie (50–75% of shares) and Joanne Pick (50–75% of shares).
Who runs Inspire Financial (North East)?
Companies House lists 2 directors of Inspire Financial (North East): Joseph Bonallie and Joanne Pick.
How long has Inspire Financial (North East) been in business?
The company was formed on 30 March 2026.
Does Inspire Financial (North East) use any other names?
It has previously used 2 other names: Joe Bonallie and Joseph Bonallie.

Sources and links

The full report on Inspire Financial (North East) Limited

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