InstantiaPay Limited

Reference number: 1033582

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When instantia.co first appeared online, and whether it can receive email
  • What kind of line 07748 305684 is
  • Who else gives the postcode EC4M 7AN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Instantia Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Hold and control client money
    The firm may hold and control client money.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
14373753
Company status
Active
Company type
Private limited company
Incorporated
23 September 2022 (4 years old)
Registered office
Third Floor, 20 Old Bailey, London, EC4M 7AN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Wei Ming Tan Director Feb 1973 23 Sep 2022 None
Richard Robert Poulton Director May 1978 31 Jul 2023 None
Raymond Wilson Director Jun 1987 22 May 2024 None
Wayne Steven Mitchell Director Jan 1964 22 May 2024 13 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
9
went insolvent
2

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 7 people who have ever been directors, with their dates
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Key dates in its history

InstantiaPay’s history from the FCA register and Companies House, newest first.

Key events (4) All events (16)

2026

5 March 2026

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Hold and control client money)
  • Became authorised by the FCA

FCA register

2022

23 September 2022

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (4 shown here)
  • Every director appointment and resignation: 10
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Firms connected to InstantiaPay

Other FCA-listed firms that share a director, phone number or address with InstantiaPay. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Get the full report on InstantiaPay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 16 events in its history

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Frequently asked questions about this firm

Is InstantiaPay Limited FCA authorised?
Yes, InstantiaPay Limited (FRN 1033582) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2026. The FCA has placed a limit on what it may do.
What is InstantiaPay’s phone number and website?
The FCA register lists the phone number 07748 305684 and the website instantia.co for InstantiaPay. If you were given different contact details, use these to check with the firm before going any further.
Is InstantiaPay a scam or clone?
InstantiaPay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with InstantiaPay?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about InstantiaPay to the Financial Ombudsman Service, free of charge.
Who runs InstantiaPay?
Companies House lists 4 directors of InstantiaPay: Wei Ming Tan, Richard Robert Poulton, Raymond Wilson and Wayne Steven Mitchell.
How long has InstantiaPay been in business?
The company was formed on 23 September 2022, and has held its current FCA authorisation since March 2026.
Does InstantiaPay use any other names?
It trades as Instantia.

Sources and links

The full report on InstantiaPay Limited

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