Insure My Business (Nw) Ltd

Reference number: 586837

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

One Business Cover Limited Reference number: 672756 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • INSURE MY BUSINESS (NW) LTD (FRN 586837) is an AR of One Business Cover Limited (FRN 672756). When you use INSURE MY BUSINESS (NW)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from INSURE MY BUSINESS (NW), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When insuremybusinessnow.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 694 0616 is
  • Who else gives the postcode BL9 0DN
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Bridal Protect Trading name
  • Insure Me 4 Less Trading name
  • Insure MyBusiness Trading name
  • Insure My Business Now Trading name
  • Landlord Secure Trading name
  • Pro Insure Trading name
  • Salon Protect Trading name
  • Shop Insure Trading name
  • trademansinsurance.co.uk Trading name
  • www.insuremybusinessnow.co.uk Trading name
  • Landlord Secure Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through One Business Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08068004
Company status
Active
Company type
Private limited company
Incorporated
14 May 2012 (14 years old)
Registered office
The Exchange, Bank Street, Bury, BL9 0DN, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Joanna Bernadette Mcalpine Director Apr 1984 22 Jan 2014 5 other companies
Steven Anthony Burrows Director May 1971 1 Mar 2022 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

−£289k

Up £35.8k from −£325k

Cash at bank

£11.1k

+28% from £8,718

Employees (average)

5

−38% from 8

Owed within a year

£414k

+21% from £343k

Net assets are negative: on its last balance sheet the company owed £289k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08068004. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insure My Business (Nw)’s history from the FCA register and Companies House, newest first.

Key events (14) All events (38)

2022

30 March 2022

  • Changed its registered name from "Landlord Secure Ltd"

FCA register

15 March 2022

  • Amy Burrows became a part-owner (25–50% of shares)
  • Joanna Bernadette McAlpine became a part-owner (25–50% of shares)

Companies House

2020

1 June 2020

  • Amy Burrows no longer holds 25–50% of the votes
  • Joanna Bernadette McAlpine no longer has significant control

Companies House

2017

1 June 2017

  • Amy Burrows gained 25–50% of the votes
  • Denis Dickinson stopped being a part-owner
  • Pauline Dickinson stopped being the majority owner
  • Steve Burrows gained 25–50% of the votes

Companies House

2016

6 April 2016

  • Denis Dickinson became a part-owner (25–50% of shares)
  • Joanna Bernadette McAlpine gained significant control
  • Pauline Dickinson became the majority owner (50–75% of shares)

Companies House

2012

23 August 2012

  • Became an appointed representative

FCA register

14 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (14 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Insure My Business (Nw)

Other FCA-listed firms that share a director, phone number or address with Insure My Business (Nw). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Insure My Business (Nw)

Other firms of the same type (insurance broker), nearest first.

In Bury

Constructancy LimitedBuryAppointed representativeFD Vision LtdBuryAppointed representativeK Woodcock, C A Abbott & E W M JonesBuryAppointed representativeMichael John ParryBuryAppointed representativeRegency Risk Solutions LimitedBuryAppointed representativeSFCR LimitedBuryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insure My Business (Nw)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 38 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Insure My Business (Nw) Ltd FCA authorised?
Insure My Business (Nw) Ltd (FRN 586837) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Insure My Business (Nw)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insure My Business (Nw) Ltd (FRN 586837) is an AR of One Business Cover Limited (FRN 672756). When you use Insure My Business (Nw)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insure My Business (Nw), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Insure My Business (Nw)’s phone number and website?
The FCA register lists the phone number 0161 694 0616 and the website insuremybusinessnow.co.uk for Insure My Business (Nw). If you were given different contact details, use these to check with the firm before going any further.
Is Insure My Business (Nw) a scam or clone?
Insure My Business (Nw) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insure My Business (Nw)?
Protection works through One Business Cover Limited, the principal firm responsible for Insure My Business (Nw)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Insure My Business (Nw)?
Companies House lists 3 people with significant control of Insure My Business (Nw): Miss Joanna Bernadette McAlpine (25–50% of shares), Mrs Amy Burrows (25–50% of shares) and Mr Steve Burrows (25–50% of votes). Before that, it was controlled by Pauline Dickinson and Denis Dickinson.
Who runs Insure My Business (Nw)?
Companies House lists 2 directors of Insure My Business (Nw): Joanna Bernadette McAlpine and Steven Anthony Burrows.
How long has Insure My Business (Nw) been in business?
The company was formed on 14 May 2012.
What do Insure My Business (Nw)’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£289k (up £35.8k from −£325k) and cash at bank of £11.1k (+28% from £8,718).
Does Insure My Business (Nw) use any other names?
It trades as Bridal Protect, Insure Me 4 Less, Insure MyBusiness, Insure My Business Now and Landlord Secure, and 5 more names. It has previously used the name Landlord Secure Ltd.

Sources and links

The full report on Insure My Business (Nw) Ltd

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